問題一覧
1
What is one of the key topics that the new crew members should be trained on during familiarization training?
Emergency response procedures and guidelines
2
In Investment options this loans offered by an investor to governments and corporations.
Bond
3
In key components of Financial Literacy saving is an important aspect of financial situation.
Prioritizing Saving
4
Investment options that allow an individual to save a certain portion of their income for their retirement
Retirement fund
5
How many years should an old deck log book be keep onboard after its last entry?
5
6
The logbook to be use when using the incinerator.
Garbage record book
7
A document that records the progress of voyage, loading and unloading of cargo and the narrative of all events affecting the management and running of the vessel.
Deck log book
8
This rule is a simple strategy that has the power to help you control your spending and otherwise make the right financial choices for you.
30 days saving rule
9
Your current age and expected retirement age create the initial groundwork of an effective retirement strategy.
Understand your time horizon
10
A logbook which consists of all entries that are to be made while disposing or discharging of garbage
Garbage record book
11
What is the recommended method for correcting a wrong entry in an official logbook?
Cross it out with a single line, making it still legible with signature and date
12
What does the research study recommend to prevent anxiety and depression among seafarers?
Providing on-board amenities like internet access
13
How can mental health contribute to physical well-being?
By promoting a healthy lifestyle and reducing the risk of certain illnesses
14
What is identified as a significant stressor for seafarers working in the engine room, as highlighted in the AMSA report?
Extreme temperatures
15
What aspect is NOT mentioned as a cause of stress for seafarers in the engine room?
Concem over leaving loved ones behind
16
How is gambling addiction classified in the American Psychiatric Association's Diagnostic and Statistical Manual (DSM-5)?
As an impulse control disorder
17
Which of the following is NOT listed as a psychological symptom of stress affecting seafarers' wellbeing?
Muscle tension
18
According to the ILO MLC, 2006, what is a potential behavioral change associated with stress among seafarers?
Drinking/smoking more
19
According to the American Dietetic Association, what is a common eating pattern associated with depression and stress?
Eating too much or too little
20
What is emphasized as one of the keys to a happy and successful life in modern society?
Stress management
21
Why is avoiding excessive debt emphasized in the context of financial literacy?
To promote financial security
22
What is the primary goal of financial literacy?
Understanding the value of money
23
How does financial literacy help individuals handle their finances better?
Teaching the importance of budgeting and saving
24
What is the ultimate outcome of financial literacy in a society?
Better employment rate and economic progress
25
What does the "M" in S.M.A.R.T. represent in financial goal setting?
Measurable
26
What is the purpose of putting money into a business, as stated in the context of investment options?
To gain active or passive income
27
What term is used interchangeably with "pension funds" and allows individuals to set aside a portion of their income for their retirement?
Retirement Fund
28
Which Philippine government agency is tasked with managing the pension fund for Filipinos employed by government organizations or institutions?
Govemment Service Insurance System
29
Which of the following entries should be excluded from the ship's logbook?
Time of shore leave
30
Why is it recommended to integrate retirement planning into your financial planning from the beginning?
To ensure a safe, secure, and fun retirement
31
what type of investment returns do pension funds typically offer for retirement planning?
Up to 11% interest
32
What is the significance of understanding your time horizon in retirement planning?
It influences portfolio risk and asset allocation
33
What is the main consideration when calculating after-tax rate investment returns for a retirement portfolio?
Evaluating the feasibility of generating needed income
34
What is the key advantage of starting to save for retirement in your 20s?
Greater opportunity for compounding
35
Which of the following is considered a progressive addiction with potential negative consequences on psychological, physical, and social aspects, and is categorized as an impulse-control disorder?
Gambling addiction
36
In Code of Ethic for Filipino Seafarer Article II is
Duty to the Profession
37
Under the International Safety Management (ISM) code, every ship must appoint a (ship safety officer SSO) who has the__________ to over the important safety issues related to the ship and its crew's health?
knowledge, experience, and look skills
38
In building a retirement fund realistic expectations about post-retirement spending habits will help you define the required size of a retirement portfolio.
Determine retirement spending needs
39
When must seafarers and onboard personnel receive safety familiarization and basic training, according to the STCW and MLC 2006
Before being assigned any shipboard tasks or duties
40
What is the purpose of random alcohol and drugs testing of officers on board ships?
To ensure compliance with the company's policy