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Commercial Package Policy Quiz 90
15問 • 3ヶ月前
  • ユーザ名非公開
    • 通報

    問題一覧

  • 1

    Under the provisions of the business income coverage form, all of the following are true EXCEPT

    The insured is reimbursed for the loss from the date of loss to the date of restoration or policy expiration date, whichever comes first

  • 2

    In which of the following situations would the jewelers block extension cover a loss?

    A jeweler fixes a necklace and sends it registered mail to the owner. When the necklace arrives, it has been damaged

  • 3

    HMS Toys carries more inventory from October 1 to December 31. Which of these would provide higher coverage limits during those months and lower limits the rest of the year?

    Peak season

  • 4

    An insured his owns and operates a commercial business. He has included a business income coverage form with his commercial package policy. When the insured's business is severely damaged by fire, the business income coverage will pay for

    Net income plus continuing expenses of the business

  • 5

    What is NOT a consideration when paying an inland marine claim?

    Market value when the property was first purchased

  • 6

    The crime of forced entry into the premises of another by a person or persons with felonious intent is defined as a

    Burglary

  • 7

    Under businessowners policy Section I, if an insurer wants to nonrenew a policy for nonpayment of premium, how many days before the expiration date must the insurer notify the mortgageholder?

    10 days

  • 8

    Which of the following would be included in the farm liability coverage forms?

    Bodily injury to a residence employee

  • 9

    According to the common policy conditions for a commercial package policy, if the insured dies, the policy rights and duties

    Automatically transfer to a legal representative

  • 10

    Professional photographers and musicians may insure their equipment with

    A commercial articles floater

  • 11

    Which of the following is NOT found in a commercial package policy?

    Certificate of authority

  • 12

    The farm liability additional coverage that excludes coverage for borrowed farm equipment is the

    Damage to property of others coverage

  • 13

    Coverage F - Unscheduled Farm Personal Property is subject to a coinsurance clause of

    80%

  • 14

    The business income coverage form covers consequential loss of business income that occurs when a business must suspend operations because of a direct loss. Which of the following terms best describes the nature of this type of coverage?

    Time element

  • 15

    Erroneous Publishing copied all the material from Angels Inc.'s book. The only changes made by Erroneous were to rename the title and chapters, put a different cover on it, and distribute it as its own. Angels Inc. files a claim against Erroneous and seeks damages. Will a commercial general liability policy cover the claim?

    No, because the claim results from copyright infringement and is not in an advertisement

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    問題一覧

  • 1

    Under the provisions of the business income coverage form, all of the following are true EXCEPT

    The insured is reimbursed for the loss from the date of loss to the date of restoration or policy expiration date, whichever comes first

  • 2

    In which of the following situations would the jewelers block extension cover a loss?

    A jeweler fixes a necklace and sends it registered mail to the owner. When the necklace arrives, it has been damaged

  • 3

    HMS Toys carries more inventory from October 1 to December 31. Which of these would provide higher coverage limits during those months and lower limits the rest of the year?

    Peak season

  • 4

    An insured his owns and operates a commercial business. He has included a business income coverage form with his commercial package policy. When the insured's business is severely damaged by fire, the business income coverage will pay for

    Net income plus continuing expenses of the business

  • 5

    What is NOT a consideration when paying an inland marine claim?

    Market value when the property was first purchased

  • 6

    The crime of forced entry into the premises of another by a person or persons with felonious intent is defined as a

    Burglary

  • 7

    Under businessowners policy Section I, if an insurer wants to nonrenew a policy for nonpayment of premium, how many days before the expiration date must the insurer notify the mortgageholder?

    10 days

  • 8

    Which of the following would be included in the farm liability coverage forms?

    Bodily injury to a residence employee

  • 9

    According to the common policy conditions for a commercial package policy, if the insured dies, the policy rights and duties

    Automatically transfer to a legal representative

  • 10

    Professional photographers and musicians may insure their equipment with

    A commercial articles floater

  • 11

    Which of the following is NOT found in a commercial package policy?

    Certificate of authority

  • 12

    The farm liability additional coverage that excludes coverage for borrowed farm equipment is the

    Damage to property of others coverage

  • 13

    Coverage F - Unscheduled Farm Personal Property is subject to a coinsurance clause of

    80%

  • 14

    The business income coverage form covers consequential loss of business income that occurs when a business must suspend operations because of a direct loss. Which of the following terms best describes the nature of this type of coverage?

    Time element

  • 15

    Erroneous Publishing copied all the material from Angels Inc.'s book. The only changes made by Erroneous were to rename the title and chapters, put a different cover on it, and distribute it as its own. Angels Inc. files a claim against Erroneous and seeks damages. Will a commercial general liability policy cover the claim?

    No, because the claim results from copyright infringement and is not in an advertisement