Auto Insurance Quiz 8 | 暗記メーカー

暗記メーカー

Auto Insurance Quiz 8

15問 • 4ヶ月前

ユーザ名非公開

問題一覧

1

When would UM coverage apply?

Only when the other party is legally liable but has no insurance

2

The actual cash value of a vehicle at the time of the loss is $10,000. The dollar amount estimates repair the vehicle is $8,000. Another vehicle of the same make, model, and age, but in better condition is valued at $12,000. What is the insurer's limit of liability for the loss?

$8,000

3

An insured has $5,000 of medical coverage on a personal auto policy at the time of a covered accident. The insured and two passengers are injured. Medical treatment cost $7,000 for the insured, $4,000 for the first passenger and $8,000 for the second passenger. How much will the policy pay under medical payments coverage?

$14,000

4

A common exclusion found under physical damage to your auto includes

Mechanical breakdown

5

What is the minimum required deductible that a private passenger automobile insurance policy providing collision coverage must offer in this state?

$500

6

Which of the following is covered under the physical damage coverage of a personal auto policy?

Sound reproduction equipment permanently installed in the covered auto

7

Which of the following personal auto coverages would apply for damage caused by a bird hitting the windshield?

Other-than-collision coverage

8

Which of the following endorsements is used by an individual business owners who use company vehicles for personal use rather than purchasing a personal vehicle?

Individual named insured

9

Under the "limited tort insurance" option, an insured may not seek recovery for pain and suffering or other nonmonetary damages UNLESS

The injuries fall within the definition of "serious injury"

10

When an auto insurance policy is cancelled by the insurer for an allowable reason other than nonpayment of the premium, how much prior notice must be given to the named insured?

30 days

11

In order to reject uninsured motorist coverage , the first named insured must make the rejection

In writing at the time of application

12

In commercial auto insurance, what type of coverage will pay for loss or damage to a covered auto by any cause other than collision or overturn?

Comprehensive

13

While an insured was towing a utility trailer with his auto, the trailer came loose and ran into a storefront. What part of the insured's auto policy would pay for the damage to the store?

Property damage liability

14

The insured's car was hit and damaged by a deer. Under which of the following coverages in a personal auto policy with this loss be paid?

Other-than-collision

15

For the newly acquired auto coverage to apply, the named insured must notify the insurer about the vehicle within how many days have becoming the vehicle owner?

14 days

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ユーザ名非公開 · 15問 · 4ヶ月前

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ユーザ名非公開

問題一覧

1

When would UM coverage apply?

Only when the other party is legally liable but has no insurance

2

The actual cash value of a vehicle at the time of the loss is $10,000. The dollar amount estimates repair the vehicle is $8,000. Another vehicle of the same make, model, and age, but in better condition is valued at $12,000. What is the insurer's limit of liability for the loss?

$8,000

3

An insured has $5,000 of medical coverage on a personal auto policy at the time of a covered accident. The insured and two passengers are injured. Medical treatment cost $7,000 for the insured, $4,000 for the first passenger and $8,000 for the second passenger. How much will the policy pay under medical payments coverage?

$14,000

4

A common exclusion found under physical damage to your auto includes

Mechanical breakdown

5

What is the minimum required deductible that a private passenger automobile insurance policy providing collision coverage must offer in this state?

$500

6

Which of the following is covered under the physical damage coverage of a personal auto policy?

Sound reproduction equipment permanently installed in the covered auto

7

Which of the following personal auto coverages would apply for damage caused by a bird hitting the windshield?

Other-than-collision coverage

8

Which of the following endorsements is used by an individual business owners who use company vehicles for personal use rather than purchasing a personal vehicle?

Individual named insured

9

Under the "limited tort insurance" option, an insured may not seek recovery for pain and suffering or other nonmonetary damages UNLESS

The injuries fall within the definition of "serious injury"

10

When an auto insurance policy is cancelled by the insurer for an allowable reason other than nonpayment of the premium, how much prior notice must be given to the named insured?

30 days

11

In order to reject uninsured motorist coverage , the first named insured must make the rejection

In writing at the time of application

12

In commercial auto insurance, what type of coverage will pay for loss or damage to a covered auto by any cause other than collision or overturn?

Comprehensive

13

While an insured was towing a utility trailer with his auto, the trailer came loose and ran into a storefront. What part of the insured's auto policy would pay for the damage to the store?

Property damage liability

14

The insured's car was hit and damaged by a deer. Under which of the following coverages in a personal auto policy with this loss be paid?

Other-than-collision

15

For the newly acquired auto coverage to apply, the named insured must notify the insurer about the vehicle within how many days have becoming the vehicle owner?

14 days