Auto Insurance Quiz 4 | 暗記メーカー

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Auto Insurance Quiz 4

15問 • 4ヶ月前

ユーザ名非公開

問題一覧

1

A teenager's who's has not purchased coverage for his car, one insured by a company who has become insolvent, a hit and run when driver can't be found are all considered to be

Uninsured motorists

2

Coverage for medical payments under a personal auto policy applies to expenses following a covered accident that are incurred and services rendered within what maximum time period?

3 years

3

If a person is using an auto with the belief that he is entitled to do so subrogation rights under a personal auto policy would apply to all coverages EXCEPT

Physical damage

4

When an insured purchases a private passenger automobile insurance policy with a $500 deductible for collision coverage, how will that affect the rate for a collision coverage?

It will be reduced

5

What is the basic limit for costs incurred at the place a vehicle is disabled provided by the towing and labor costs endorsement?

$25

6

Which of the following circumstances would be EXCLUDED under medical payments coverage of a personal auto policy?

The insured is injured while driving his motorcycle on his resident premises

7

An employee drives a company auto, but does not own a vehicle herself. What endorsement could be added to the Insurance policy covering the company auto that would provide coverage to the employee when she drives someone else's car for her personal use?

Drive other car coverage

8

When would uninsured motorist coverage apply?

When the other party is legally liabile but has no insurance

9

Transportation expenses are covered under a personal auto policy for

$20 per day, for a maximum of $600

10

Which of the following is NOT included in the definition of an "auto" under a commercial auto policy?

Mobile equipment

11

While an insured was towing a utility trailer with his auto, the trailer came loose and ran into a store front. What part of the insured's auto policy would pay for the damage to the store?

Property damage liability

12

Which of the following statements is true regarding a mobile equipment endorsement in commercial auto policies?

The endorsement is available for additional premium

13

In the event of theft of a covered vehicle, transportation expenses coverage in a personal auto policy will cover the expenses starting how many hours after theft?

48 hours

14

In personal auto policies, the term "you" refers to

The named insured

15

All of the following may be covered by miscellaneous type vehicle endorsement EXCEPT

Rented recreational vehicles

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問題一覧

1

A teenager's who's has not purchased coverage for his car, one insured by a company who has become insolvent, a hit and run when driver can't be found are all considered to be

Uninsured motorists

2

Coverage for medical payments under a personal auto policy applies to expenses following a covered accident that are incurred and services rendered within what maximum time period?

3 years

3

If a person is using an auto with the belief that he is entitled to do so subrogation rights under a personal auto policy would apply to all coverages EXCEPT

Physical damage

4

When an insured purchases a private passenger automobile insurance policy with a $500 deductible for collision coverage, how will that affect the rate for a collision coverage?

It will be reduced

5

What is the basic limit for costs incurred at the place a vehicle is disabled provided by the towing and labor costs endorsement?

$25

6

Which of the following circumstances would be EXCLUDED under medical payments coverage of a personal auto policy?

The insured is injured while driving his motorcycle on his resident premises

7

An employee drives a company auto, but does not own a vehicle herself. What endorsement could be added to the Insurance policy covering the company auto that would provide coverage to the employee when she drives someone else's car for her personal use?

Drive other car coverage

8

When would uninsured motorist coverage apply?

When the other party is legally liabile but has no insurance

9

Transportation expenses are covered under a personal auto policy for

$20 per day, for a maximum of $600

10

Which of the following is NOT included in the definition of an "auto" under a commercial auto policy?

Mobile equipment

11

While an insured was towing a utility trailer with his auto, the trailer came loose and ran into a store front. What part of the insured's auto policy would pay for the damage to the store?

Property damage liability

12

Which of the following statements is true regarding a mobile equipment endorsement in commercial auto policies?

The endorsement is available for additional premium

13

In the event of theft of a covered vehicle, transportation expenses coverage in a personal auto policy will cover the expenses starting how many hours after theft?

48 hours

14

In personal auto policies, the term "you" refers to

The named insured

15

All of the following may be covered by miscellaneous type vehicle endorsement EXCEPT

Rented recreational vehicles