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Auto Insurance Quiz 6
15問 • 4ヶ月前
  • ユーザ名非公開
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    問題一覧

  • 1

    Which of the following is the federal body that regulates truckers who travel across state lines?

    Federal Motor Carrier Safety Administration

  • 2

    Under the personal auto policy, liability for bodily injury resulting from the insured's use of a nonowned automobile is

    Provided by the insured's policy on an excess basis

  • 3

    The bankruptcy provision found in the personal auto policy states that bankruptcy of the insured

    Will not relieve the insurer of its policy obligations

  • 4

    In which of the following sections of a commercial auto policy will you find specific information about the policy period?

    Conditions

  • 5

    As defined in commercial auto policy forms, mobile equipment includes all of the following types of land vehicles EXCEPT

    Self-propelled vehicles used for snow removal

  • 6

    Tom's Truck Service's vehicle is stolen. The policyholder may obtain coverage for transportation expenses subject to which of the following limits?

    $20 per day; $600 maximum

  • 7

    Which of the following would NOT be considered a newly acquired vehicle under a personal auto policy?

    A truck used solely for farming

  • 8

    All of the following may be offered as part of the combination first party benefits available for purchase with respect to injury arising out of the maintenance or use of a motor vehicle EXCEPT

    Extraordinary medical benefit

  • 9

    When an insured has multiple autos insured, what effect does the stacking of UM and UIM coverage have in terms of the benefits available?

    Increases the limit of bodily injury coverage available to an insured to a total equal to the sum of the bodily injury available on all autos insured

  • 10

    Which of the following would be considered an insured under a business auto coverage form?

    Anyone while using a covered auto owned by the named insured with permission

  • 11

    An insurer may cancel a personal auto policy for which of the following reasons?

    Suspension of the vehicle registration

  • 12

    In the split limit coverage in personal auto policies, which limit indicates the maximum amount the policy will pay for bodily injury per person?

    First limit

  • 13

    Which insurers are required to participate in the Pennsylvania Automobile Insurance Plan (Assigned Risk Plan)?

    All insurers authorized to write auto liability insurance in the state

  • 14

    Under a personal auto policy, in which of the following locations would a vehicle primarily garaged in California be covered?

    In California and any other state

  • 15

    And insured hits a deer and crashes into a tree. The total damage to the vehicle is $6,000. How will this loss be covered?

    $6,000 would be paid under other-than-collision coverage

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    問題一覧

  • 1

    Which of the following is the federal body that regulates truckers who travel across state lines?

    Federal Motor Carrier Safety Administration

  • 2

    Under the personal auto policy, liability for bodily injury resulting from the insured's use of a nonowned automobile is

    Provided by the insured's policy on an excess basis

  • 3

    The bankruptcy provision found in the personal auto policy states that bankruptcy of the insured

    Will not relieve the insurer of its policy obligations

  • 4

    In which of the following sections of a commercial auto policy will you find specific information about the policy period?

    Conditions

  • 5

    As defined in commercial auto policy forms, mobile equipment includes all of the following types of land vehicles EXCEPT

    Self-propelled vehicles used for snow removal

  • 6

    Tom's Truck Service's vehicle is stolen. The policyholder may obtain coverage for transportation expenses subject to which of the following limits?

    $20 per day; $600 maximum

  • 7

    Which of the following would NOT be considered a newly acquired vehicle under a personal auto policy?

    A truck used solely for farming

  • 8

    All of the following may be offered as part of the combination first party benefits available for purchase with respect to injury arising out of the maintenance or use of a motor vehicle EXCEPT

    Extraordinary medical benefit

  • 9

    When an insured has multiple autos insured, what effect does the stacking of UM and UIM coverage have in terms of the benefits available?

    Increases the limit of bodily injury coverage available to an insured to a total equal to the sum of the bodily injury available on all autos insured

  • 10

    Which of the following would be considered an insured under a business auto coverage form?

    Anyone while using a covered auto owned by the named insured with permission

  • 11

    An insurer may cancel a personal auto policy for which of the following reasons?

    Suspension of the vehicle registration

  • 12

    In the split limit coverage in personal auto policies, which limit indicates the maximum amount the policy will pay for bodily injury per person?

    First limit

  • 13

    Which insurers are required to participate in the Pennsylvania Automobile Insurance Plan (Assigned Risk Plan)?

    All insurers authorized to write auto liability insurance in the state

  • 14

    Under a personal auto policy, in which of the following locations would a vehicle primarily garaged in California be covered?

    In California and any other state

  • 15

    And insured hits a deer and crashes into a tree. The total damage to the vehicle is $6,000. How will this loss be covered?

    $6,000 would be paid under other-than-collision coverage