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Auto Insurance Quiz 91
15問 • 3ヶ月前
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    問題一覧

  • 1

    A trucking business swaps trailers with other carriers. What coverage is necessary to cover loss to the other's trailer while in the borrower's possession?

    Trailer interchange coverage

  • 2

    Under the business auto coverage form, mobile equipment is covered for liability insurance

    When being carried or towed by a covered auto

  • 3

    In order to satisfy the Pennsylvania Motor Vehicle Financial Responsibility Law, an auto liability policy issued for delivery in the state must have bodily injury and property damage limits not less than

    $15,000/$30,000/$5,000

  • 4

    What is the business auto coverage territory for?

    United States and its territories, Canada, or worldwide for private passenger hired autos

  • 5

    An insured is driving her automobile and strikes a large pothole that causes a flat tire. Which coverage of the insured's personal auto policy will pay for the repair?

    Loss is not covered

  • 6

    Which of the following is the federal body that regulates truckers who travel across state lines?

    Federal Motor Carrier Safety Administration

  • 7

    All of the following are parts of a personal auto policy EXCEPT

    Garage coverage

  • 8

    When an insured has multiple autos insured, what effect does the stacking of UM and UIM coverage have in terms of the benefits available?

    Increases the limit of bodily injury coverage available to an insured to a total equal to the sum of the bodily injury available on all autos insured

  • 9

    In personal auto policies, the term "you" refers to

    The named insured

  • 10

    What is the minimum required amount of coverage for damage to property of others to meet the financial responsibility requirements for personal auto policies in Pennsylvania?

    $5,000

  • 11

    All of the following are supplemental payments included in the liability section of a personal auto policy EXCEPT

    Up to $100 for the cost to secure the release of a vehicle from an impoundment lot following a covered accident

  • 12

    When would uninsured motorist coverage apply?

    When the other party is legally liable but has no insurance

  • 13

    To comply with requirements for insurance for public liability under the Motor Carrier Act of 1980, which endorsement is added to motor carrier coverage form?

    MCS-90

  • 14

    Under the personal auto policy, liability for bodily injury resulting from the insured's use of a nonowned automobile is

    Provided by the insured's policy on excess basis

  • 15

    As defined in commercial auto policy forms, mobile equipment includes all of the following types of land vehicles EXCEPT

    Self-propelled vehicles used for snow removal

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    問題一覧

  • 1

    A trucking business swaps trailers with other carriers. What coverage is necessary to cover loss to the other's trailer while in the borrower's possession?

    Trailer interchange coverage

  • 2

    Under the business auto coverage form, mobile equipment is covered for liability insurance

    When being carried or towed by a covered auto

  • 3

    In order to satisfy the Pennsylvania Motor Vehicle Financial Responsibility Law, an auto liability policy issued for delivery in the state must have bodily injury and property damage limits not less than

    $15,000/$30,000/$5,000

  • 4

    What is the business auto coverage territory for?

    United States and its territories, Canada, or worldwide for private passenger hired autos

  • 5

    An insured is driving her automobile and strikes a large pothole that causes a flat tire. Which coverage of the insured's personal auto policy will pay for the repair?

    Loss is not covered

  • 6

    Which of the following is the federal body that regulates truckers who travel across state lines?

    Federal Motor Carrier Safety Administration

  • 7

    All of the following are parts of a personal auto policy EXCEPT

    Garage coverage

  • 8

    When an insured has multiple autos insured, what effect does the stacking of UM and UIM coverage have in terms of the benefits available?

    Increases the limit of bodily injury coverage available to an insured to a total equal to the sum of the bodily injury available on all autos insured

  • 9

    In personal auto policies, the term "you" refers to

    The named insured

  • 10

    What is the minimum required amount of coverage for damage to property of others to meet the financial responsibility requirements for personal auto policies in Pennsylvania?

    $5,000

  • 11

    All of the following are supplemental payments included in the liability section of a personal auto policy EXCEPT

    Up to $100 for the cost to secure the release of a vehicle from an impoundment lot following a covered accident

  • 12

    When would uninsured motorist coverage apply?

    When the other party is legally liable but has no insurance

  • 13

    To comply with requirements for insurance for public liability under the Motor Carrier Act of 1980, which endorsement is added to motor carrier coverage form?

    MCS-90

  • 14

    Under the personal auto policy, liability for bodily injury resulting from the insured's use of a nonowned automobile is

    Provided by the insured's policy on excess basis

  • 15

    As defined in commercial auto policy forms, mobile equipment includes all of the following types of land vehicles EXCEPT

    Self-propelled vehicles used for snow removal