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Auto Insurance Quiz 7
15問 • 4ヶ月前
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    問題一覧

  • 1

    An uninsured motor vehicle includes all of the following EXCEPT

    A vehicle owned and operated by a self-insurer

  • 2

    What is the purpose of the miscellaneous type vehicle endorsement in personal auto policies?

    To expand the definition of a covered auto to include various motorized vehicles.

  • 3

    One of the primary benefits to the insured in selecting the "full tort option" under their auto insurance coverage is

    Unrestricted ability to sue for pain and suffering

  • 4

    What is the business auto coverage territory for?

    United States and its territories , Canada, or worldwide for private passenger hired autos

  • 5

    In order to satisfy the Pennsylvania Motor Vehicle Financial Responsibility Law, and auto liability policy issued for delivery in the state must have bodily injury and property damage limits not less than

    $15,000/$30,000/$5,000

  • 6

    Which of the following would be considered an uninsured vehicle?

    A vehicle fleeing a hit-and-run accident

  • 7

    A passenger in a friend's car is injured while getting into the car. Which of the following statements would apply if both the passenger and the driver had medical payments coverage under a personal auto policy?

    The driver's policy would be primary

  • 8

    The designation symbols used in commercial auto policies can be found in which policy section?

    Covered Auto

  • 9

    What is the liability limit for injury to any one person in a single accident in personal auto insurance policies issued in this state?

    $15,000

  • 10

    The individual named insured endorsement under a commercial auto policy provides coverage for which of the following?

    The sole proprietor of the business and their family members

  • 11

    In the event of theft of a covered vehicle, transportation expenses coverage in a personal auto policy will cover the expenses starting how many hours after theft?

    48 hours

  • 12

    A trucking business swaps trailers with other carriers. What coverage is necessary to cover loss to the other's trailer while in the borrower's possession?

    Trailer interchange coverage

  • 13

    The medical payments coverage in a personal auto policy will pay reasonable medical expenses for all the following EXCEPT

    The insured is injured while exiting a friend's mobile home

  • 14

    According to the first-party benefits provision, which of the following would NOT be covered for injuries in an auto accident?

    The vehicle owner who does not have proof of financial responsibility

  • 15

    All of the following are parts of a personal auto policy EXCEPT

    Garage coverage

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    問題一覧

  • 1

    An uninsured motor vehicle includes all of the following EXCEPT

    A vehicle owned and operated by a self-insurer

  • 2

    What is the purpose of the miscellaneous type vehicle endorsement in personal auto policies?

    To expand the definition of a covered auto to include various motorized vehicles.

  • 3

    One of the primary benefits to the insured in selecting the "full tort option" under their auto insurance coverage is

    Unrestricted ability to sue for pain and suffering

  • 4

    What is the business auto coverage territory for?

    United States and its territories , Canada, or worldwide for private passenger hired autos

  • 5

    In order to satisfy the Pennsylvania Motor Vehicle Financial Responsibility Law, and auto liability policy issued for delivery in the state must have bodily injury and property damage limits not less than

    $15,000/$30,000/$5,000

  • 6

    Which of the following would be considered an uninsured vehicle?

    A vehicle fleeing a hit-and-run accident

  • 7

    A passenger in a friend's car is injured while getting into the car. Which of the following statements would apply if both the passenger and the driver had medical payments coverage under a personal auto policy?

    The driver's policy would be primary

  • 8

    The designation symbols used in commercial auto policies can be found in which policy section?

    Covered Auto

  • 9

    What is the liability limit for injury to any one person in a single accident in personal auto insurance policies issued in this state?

    $15,000

  • 10

    The individual named insured endorsement under a commercial auto policy provides coverage for which of the following?

    The sole proprietor of the business and their family members

  • 11

    In the event of theft of a covered vehicle, transportation expenses coverage in a personal auto policy will cover the expenses starting how many hours after theft?

    48 hours

  • 12

    A trucking business swaps trailers with other carriers. What coverage is necessary to cover loss to the other's trailer while in the borrower's possession?

    Trailer interchange coverage

  • 13

    The medical payments coverage in a personal auto policy will pay reasonable medical expenses for all the following EXCEPT

    The insured is injured while exiting a friend's mobile home

  • 14

    According to the first-party benefits provision, which of the following would NOT be covered for injuries in an auto accident?

    The vehicle owner who does not have proof of financial responsibility

  • 15

    All of the following are parts of a personal auto policy EXCEPT

    Garage coverage