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2.1
58問 • 2年前
  • Shekinah Bismonte
    • 通報

    問題一覧

  • 1

    -person (or institution) who invests the money or makes the funds available

    Lender or creditor

  • 2

    - person (or institution) who owes the money or avails of the funds from the lender

    Borrower or debtor

  • 3

    - date on which money is received by the borrower

    Origin or loan date

  • 4

    -date on which the money borrowed or loan is to be completely repaid

    Repayment date or maturity date

  • 5

    - amount of time in years the money is borrowed or invested; length of time between the origin and maturity dates

    Time or term (t)

  • 6

    amount of money borrowed or invested on the origin date

    Principal (P)

  • 7

    -annual rate, usually in percent, charged by the lender, or rate of increase of the investment

    Rate(r)

  • 8

    - amount paid or earned for the use of money

    Interest (I)

  • 9

    }) interest that is computed on the principal and then added to it

    Simple Interest (Is)

  • 10

    ) interest is computed on the principal and also on the accumulated past interests

    Compound Interest (lc)

  • 11

    -amount after t years that the lender receives from the borrower on the maturity date

    Maturity value or future value (F)

  • 12

    - number of conversion periods in one year

    Frequency of conversion (m)

  • 13

    -time between successive conversions of interest

    Conversion or interest period

  • 14

    annual rate of interest

    Nominal rate (i ^ (m))

  • 15

    a sequence of payments made at equal (fixed intervals or periods of time.

    Annuity

  • 16

    - an annuity where the payment intervals is the same as the interest period

    Simple Annuity

  • 17

    - an annuity where the payment intervals is not the same as the interest period

    General Annuity

  • 18

    - an annuity in which payments begin and end at definite times.

    Annuity Certain

  • 19

    an annuity in which the payments extend over an indefinite (or indeterminate) length of time

    Contingent Annuity -

  • 20

    - a type of annuity in which the payments are made at the end of each payment interval

    Ordinary Annuity (or Annuity Immediate)

  • 21

    -an annuity in which the periodic payment is not made at the beginning nor at the end of each payment interval but at a certain time in the future

    Deferred Annuity

  • 22

    the regular payment is made at the beginning of the payment interval

    Annuity Due

  • 23

    of an annuity is the total accumulation of the payments and interest earned.

    The future value

  • 24

    of an annuity is the principal that must be invested today to provide the regular payment of an annuity

    The present value

  • 25

    of an annuity is the total accumulation of the payments and interest earned.

    The future value

  • 26

    of an annuity is the principal that must be invested today to provide the regular payment of an annuity.

    The present value

  • 27

    is a term that refers to payments received (cash inflows) or payments or deposits made (cash outflows).

    Cash flow

  • 28

    can be represented by positive numbers and cash outflows can be represented by negative numbers.

    Cash inflows

  • 29

    ✔ It is also the amount of cash and cash-equivalents being transferred into and out of the business.

    Cash inflows

  • 30

    refers to a single amount that is equivalent to the value of the payments stream at that date.

    The fair market value or economic value of cash flow (payment stream) on a particular date

  • 31

    This particular date is called the ______ In its simplest sense, fair market value (FMV) is the price that an asset would sell for on the open market.

    focal date.

  • 32

    are series of payments, as they have already learned in the past lessons on annuities but, will start on a later date.

    Deferred annuities

  • 33

    is an annuity that does not begin until a given time interval has passed.

    Deferred Annuity

  • 34

    It is a kind of annuity which payments (or deposits) starts in more than one period from the present. Likewise, the first payment interval does not coincide with the first interest period and it is put off to some later date.

    Deferred Annuity

  • 35

    is the time between the purchase of an annuity and the start of the payments for the deferred annuity.

    ✓ Period of Deferral

  • 36

    - share the ownership of the company.

    Stocks

  • 37

    share in the company's profit.

    Dividend

  • 38

    - ratio of the dividends to the number of shares.

    Dividend per Share

  • 39

    - a place where stocks can be bought or sold. -The stock market in the Philippines is governed by the Philippine Stock Exchange (PSE).

    Stock Market

  • 40

    - the current price of a stock at which it can be sold.

    Market Value

  • 41

    - ratio of the annual dividend per share and the market value per share.

    Stock Yield Ratio

  • 42

    - the per share amount as stated on the company certificate. Unlike market value, it is determined by the company and remains stable over time.

    Par Value

  • 43

    - bearing security which promises to pay (1) Is stated amount of money on the maturity date, and (2) Regular interest payments called coupons.

    Bond Interest

  • 44

    periodic interest payment that the bondholder receives during the time between purchase date and maturity date, usually received semi annually.

    Coupon

  • 45

    the rate per coupon payment period, denoted by r.

    Coupon Rate

  • 46

    - the price of the bond at purchase time; denoted by P.

    Price of a Bond

  • 47

    - the amount payable on the maturity date; denoted by F; If P = F The bond is purchase at par. If P < F The bond is purchased at a discount. If P > F The bond is purchased at premium.

    Par Value or Face Value

  • 48

    - money lent specifically for a business purpose. It may be used to start a business or to have a business expansion.

    Business Loan

  • 49

    - money lent to an individual for personal or family purpose

    Consumer Loan

  • 50

    - method of paying a loan (principal and interest) on installment basis, usually of equal amounts at regular interval.

    Amortization Method

  • 51

    a loan, secured by a collateral, that the borrower is obliged to pay at specified terms or a loan from a bank or other financial institutions that help a borrower purchase a home or a car.

    Mortgage (mor-gij)

  • 52

    assets used to secure the loan. It may be real estate or other investments.

    Collateral

  • 53

    time to pay the entire loan.

    Term of the loan -

  • 54

    a person who guarantees to pay for someone else's financial obligation if the borrowers fail to do so.

    Guarantor

  • 55

    is the one who borrows a mortgage.

    Mortgagor

  • 56

    is the one who lends a mortgage.

    Mortgagee

  • 57

    is a declarative sentence that is either true or false, but not both.

    Proposition

  • 58

    ✓ A true proposition has a truth value of "true", otherwise, its truth value is "false". a small letter is used to denote a proposition.

    notes*

    • 2.1 (interactive multimedia)

    2.1 (interactive multimedia)

    Shekinah Bismonte · 15問 · 2年前

    2.1 (interactive multimedia)

    2.1 (interactive multimedia)

    15問 • 2年前
    Shekinah Bismonte

    lesson 1-3

    lesson 1-3

    Shekinah Bismonte · 30問 · 2年前

    lesson 1-3

    lesson 1-3

    30問 • 2年前
    Shekinah Bismonte

    Lesson1-2

    Lesson1-2

    Shekinah Bismonte · 34問 · 2年前

    Lesson1-2

    Lesson1-2

    34問 • 2年前
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    lesson 7-8

    lesson 7-8

    Shekinah Bismonte · 88問 · 2年前

    lesson 7-8

    lesson 7-8

    88問 • 2年前
    Shekinah Bismonte

    lesson 1-3 (longtest)

    lesson 1-3 (longtest)

    Shekinah Bismonte · 37問 · 2年前

    lesson 1-3 (longtest)

    lesson 1-3 (longtest)

    37問 • 2年前
    Shekinah Bismonte

    lesson 3-4

    lesson 3-4

    Shekinah Bismonte · 90問 · 2年前

    lesson 3-4

    lesson 3-4

    90問 • 2年前
    Shekinah Bismonte

    last topic

    last topic

    Shekinah Bismonte · 28問 · 2年前

    last topic

    last topic

    28問 • 2年前
    Shekinah Bismonte

    2nd quarter

    2nd quarter

    Shekinah Bismonte · 16問 · 2年前

    2nd quarter

    2nd quarter

    16問 • 2年前
    Shekinah Bismonte

    7

    7

    Shekinah Bismonte · 17問 · 2年前

    7

    7

    17問 • 2年前
    Shekinah Bismonte

    9-11

    9-11

    Shekinah Bismonte · 37問 · 2年前

    9-11

    9-11

    37問 • 2年前
    Shekinah Bismonte

    LAHAT

    LAHAT

    Shekinah Bismonte · 26問 · 2年前

    LAHAT

    LAHAT

    26問 • 2年前
    Shekinah Bismonte

    all

    all

    Shekinah Bismonte · 36問 · 2年前

    all

    all

    36問 • 2年前
    Shekinah Bismonte

    lahat

    lahat

    Shekinah Bismonte · 37問 · 2年前

    lahat

    lahat

    37問 • 2年前
    Shekinah Bismonte

    lahat

    lahat

    Shekinah Bismonte · 49問 · 2年前

    lahat

    lahat

    49問 • 2年前
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    bago

    bago

    Shekinah Bismonte · 7問 · 2年前

    bago

    bago

    7問 • 2年前
    Shekinah Bismonte

    LESSON 3.1

    LESSON 3.1

    Shekinah Bismonte · 25問 · 1年前

    LESSON 3.1

    LESSON 3.1

    25問 • 1年前
    Shekinah Bismonte

    definition of terms

    definition of terms

    Shekinah Bismonte · 42問 · 1年前

    definition of terms

    definition of terms

    42問 • 1年前
    Shekinah Bismonte

    LESSON 3.2

    LESSON 3.2

    Shekinah Bismonte · 15問 · 1年前

    LESSON 3.2

    LESSON 3.2

    15問 • 1年前
    Shekinah Bismonte

    問題一覧

  • 1

    -person (or institution) who invests the money or makes the funds available

    Lender or creditor

  • 2

    - person (or institution) who owes the money or avails of the funds from the lender

    Borrower or debtor

  • 3

    - date on which money is received by the borrower

    Origin or loan date

  • 4

    -date on which the money borrowed or loan is to be completely repaid

    Repayment date or maturity date

  • 5

    - amount of time in years the money is borrowed or invested; length of time between the origin and maturity dates

    Time or term (t)

  • 6

    amount of money borrowed or invested on the origin date

    Principal (P)

  • 7

    -annual rate, usually in percent, charged by the lender, or rate of increase of the investment

    Rate(r)

  • 8

    - amount paid or earned for the use of money

    Interest (I)

  • 9

    }) interest that is computed on the principal and then added to it

    Simple Interest (Is)

  • 10

    ) interest is computed on the principal and also on the accumulated past interests

    Compound Interest (lc)

  • 11

    -amount after t years that the lender receives from the borrower on the maturity date

    Maturity value or future value (F)

  • 12

    - number of conversion periods in one year

    Frequency of conversion (m)

  • 13

    -time between successive conversions of interest

    Conversion or interest period

  • 14

    annual rate of interest

    Nominal rate (i ^ (m))

  • 15

    a sequence of payments made at equal (fixed intervals or periods of time.

    Annuity

  • 16

    - an annuity where the payment intervals is the same as the interest period

    Simple Annuity

  • 17

    - an annuity where the payment intervals is not the same as the interest period

    General Annuity

  • 18

    - an annuity in which payments begin and end at definite times.

    Annuity Certain

  • 19

    an annuity in which the payments extend over an indefinite (or indeterminate) length of time

    Contingent Annuity -

  • 20

    - a type of annuity in which the payments are made at the end of each payment interval

    Ordinary Annuity (or Annuity Immediate)

  • 21

    -an annuity in which the periodic payment is not made at the beginning nor at the end of each payment interval but at a certain time in the future

    Deferred Annuity

  • 22

    the regular payment is made at the beginning of the payment interval

    Annuity Due

  • 23

    of an annuity is the total accumulation of the payments and interest earned.

    The future value

  • 24

    of an annuity is the principal that must be invested today to provide the regular payment of an annuity

    The present value

  • 25

    of an annuity is the total accumulation of the payments and interest earned.

    The future value

  • 26

    of an annuity is the principal that must be invested today to provide the regular payment of an annuity.

    The present value

  • 27

    is a term that refers to payments received (cash inflows) or payments or deposits made (cash outflows).

    Cash flow

  • 28

    can be represented by positive numbers and cash outflows can be represented by negative numbers.

    Cash inflows

  • 29

    ✔ It is also the amount of cash and cash-equivalents being transferred into and out of the business.

    Cash inflows

  • 30

    refers to a single amount that is equivalent to the value of the payments stream at that date.

    The fair market value or economic value of cash flow (payment stream) on a particular date

  • 31

    This particular date is called the ______ In its simplest sense, fair market value (FMV) is the price that an asset would sell for on the open market.

    focal date.

  • 32

    are series of payments, as they have already learned in the past lessons on annuities but, will start on a later date.

    Deferred annuities

  • 33

    is an annuity that does not begin until a given time interval has passed.

    Deferred Annuity

  • 34

    It is a kind of annuity which payments (or deposits) starts in more than one period from the present. Likewise, the first payment interval does not coincide with the first interest period and it is put off to some later date.

    Deferred Annuity

  • 35

    is the time between the purchase of an annuity and the start of the payments for the deferred annuity.

    ✓ Period of Deferral

  • 36

    - share the ownership of the company.

    Stocks

  • 37

    share in the company's profit.

    Dividend

  • 38

    - ratio of the dividends to the number of shares.

    Dividend per Share

  • 39

    - a place where stocks can be bought or sold. -The stock market in the Philippines is governed by the Philippine Stock Exchange (PSE).

    Stock Market

  • 40

    - the current price of a stock at which it can be sold.

    Market Value

  • 41

    - ratio of the annual dividend per share and the market value per share.

    Stock Yield Ratio

  • 42

    - the per share amount as stated on the company certificate. Unlike market value, it is determined by the company and remains stable over time.

    Par Value

  • 43

    - bearing security which promises to pay (1) Is stated amount of money on the maturity date, and (2) Regular interest payments called coupons.

    Bond Interest

  • 44

    periodic interest payment that the bondholder receives during the time between purchase date and maturity date, usually received semi annually.

    Coupon

  • 45

    the rate per coupon payment period, denoted by r.

    Coupon Rate

  • 46

    - the price of the bond at purchase time; denoted by P.

    Price of a Bond

  • 47

    - the amount payable on the maturity date; denoted by F; If P = F The bond is purchase at par. If P < F The bond is purchased at a discount. If P > F The bond is purchased at premium.

    Par Value or Face Value

  • 48

    - money lent specifically for a business purpose. It may be used to start a business or to have a business expansion.

    Business Loan

  • 49

    - money lent to an individual for personal or family purpose

    Consumer Loan

  • 50

    - method of paying a loan (principal and interest) on installment basis, usually of equal amounts at regular interval.

    Amortization Method

  • 51

    a loan, secured by a collateral, that the borrower is obliged to pay at specified terms or a loan from a bank or other financial institutions that help a borrower purchase a home or a car.

    Mortgage (mor-gij)

  • 52

    assets used to secure the loan. It may be real estate or other investments.

    Collateral

  • 53

    time to pay the entire loan.

    Term of the loan -

  • 54

    a person who guarantees to pay for someone else's financial obligation if the borrowers fail to do so.

    Guarantor

  • 55

    is the one who borrows a mortgage.

    Mortgagor

  • 56

    is the one who lends a mortgage.

    Mortgagee

  • 57

    is a declarative sentence that is either true or false, but not both.

    Proposition

  • 58

    ✓ A true proposition has a truth value of "true", otherwise, its truth value is "false". a small letter is used to denote a proposition.

    notes*