Insurance Regulation Quiz 2 | 暗記メーカー

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Insurance Regulation Quiz 2

15問 • 3ヶ月前

ユーザ名非公開

問題一覧

1

The state Insurance Code identifies all of the following as prohibited acts that can cause suspension, revocation or denial of an insurance producer license EXCEPT

Committing any misdemeanor

2

After a hearing, if the Commissioner finds that a licensee is in violation of the state insurance laws, the Commissioner can do any of the following EXCEPT

Imprison the licensee

3

State law specifically prohibits using illegal inducements in the marketing of insurance. All of the following would be considered illegal inducements EXCEPT

Inviting prospective clients to the grand opening of the company's new office

4

An insurance company assures its new policyholders that their premium costs will not increase for a period of at least 5 years. However, due to increasing financial strain, they plan to raise premium costs for all insured by 10% over the next two years. What term best describes this act?

Fraud

5

Which of the following would be considered an illegal inducement to purchase insurance?

Confirming future dividends in a life insurance proposal

6

Which of the following types of insurance would be covered under the Terrorism Risk Insurance Act (TRIA)?

Workers compensation insurance

7

Forcing a client to buy insurance from a particular lender as a condition of granting a loan is defined as

Coercion

8

Which of the following is TRUE regarding TRIA?

It is a temporary federal program for insured terrorism losses

9

In which of the following situations would punishment include imprisonment?

Omission of a material fact with intent to embezzle funds

10

How long does a temporary producer's license last for the surviving spouse of a deceased producer?

180 days

11

An insurance company has published a brochure that inaccurately portrays the advantages of a particular Insurance policy. What is this an example of?

False advertising

12

If an insurer appoints a producer, which authority must be notified?

Department of Insurance

13

Which of the following entities established the Do-Not-Call Registry?

The Federal Trade Commission

14

Which of the following acts created a federal program that would share the risk of loss from potential terrorist attacks with the insurance industry?

TRIA

15

Under which of the following circumstances can financial institutions share insurance coverage information with third parties, for the purpose of soliciting the purchase of insurance?

If a consumer does not sign and return the notice of disclosure within 30 days

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問題一覧

1

The state Insurance Code identifies all of the following as prohibited acts that can cause suspension, revocation or denial of an insurance producer license EXCEPT

Committing any misdemeanor

2

After a hearing, if the Commissioner finds that a licensee is in violation of the state insurance laws, the Commissioner can do any of the following EXCEPT

Imprison the licensee

3

State law specifically prohibits using illegal inducements in the marketing of insurance. All of the following would be considered illegal inducements EXCEPT

Inviting prospective clients to the grand opening of the company's new office

4

An insurance company assures its new policyholders that their premium costs will not increase for a period of at least 5 years. However, due to increasing financial strain, they plan to raise premium costs for all insured by 10% over the next two years. What term best describes this act?

Fraud

5

Which of the following would be considered an illegal inducement to purchase insurance?

Confirming future dividends in a life insurance proposal

6

Which of the following types of insurance would be covered under the Terrorism Risk Insurance Act (TRIA)?

Workers compensation insurance

7

Forcing a client to buy insurance from a particular lender as a condition of granting a loan is defined as

Coercion

8

Which of the following is TRUE regarding TRIA?

It is a temporary federal program for insured terrorism losses

9

In which of the following situations would punishment include imprisonment?

Omission of a material fact with intent to embezzle funds

10

How long does a temporary producer's license last for the surviving spouse of a deceased producer?

180 days

11

An insurance company has published a brochure that inaccurately portrays the advantages of a particular Insurance policy. What is this an example of?

False advertising

12

If an insurer appoints a producer, which authority must be notified?

Department of Insurance

13

Which of the following entities established the Do-Not-Call Registry?

The Federal Trade Commission

14

Which of the following acts created a federal program that would share the risk of loss from potential terrorist attacks with the insurance industry?

TRIA

15

Under which of the following circumstances can financial institutions share insurance coverage information with third parties, for the purpose of soliciting the purchase of insurance?

If a consumer does not sign and return the notice of disclosure within 30 days