Other Types of Property & Casualty Insurance Quiz 90 | 暗記メーカー

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Other Types of Property & Casualty Insurance Quiz 90

15問 • 3ヶ月前

ユーザ名非公開

問題一覧

1

Increased value and excess liability clauses work like which of the following policies?

Umbrella

2

The form of payment bond that protects an owner contracting for work against liens from subcontractors, suppliers, or laborers who are not paid for their services and materials by the general contractor is called

Labor and material bond

3

A shipment is covered under a cargo policy written on a "warehouse to warehouse basis." For how long is this shipment covered after discharge at the destination port?

60 days

4

In Ocean Marine insurance, who pays all reasonable expenses if sue and labor is required to lessen a loss?

The insurer

5

An insured purchases a Difference in Conditions policy. It may contain all of the following characteristics EXCEPT

Low deductible

6

Most American Institute Hull policies are written with a coverage term of

1 year

7

After being denied auto coverage multiple times through the normal insurance market, an applicant may be eligible to purchase coverage through

An assigned risk plan

8

Cargo is damaged short of its destination. An agent of the insurer at an immediate port sells the damaged cargo at the best price. Settlement is based on the difference between insured value and the net sales proceeds. This is considered

A salvage loss

9

A homeowner purchased a National Flood Insurance Policy 10 days after her community entered an emergency program. When would the coverage be effective?

12:01 am the day after the application and premium payment are mailed

10

Which bonds guarantee that the recipients of permits will comply with the ordinances associated with the use of such permits?

License and permit bonds

11

How long is the policy period for NFIP flood insurance?

1 year

12

How long is the waiting period upon purchase of flood coverage through NFIP?

30 days

13

Professional liability coverage protects the insured against legal liability resulting from

Errors and omissions

14

The 1980 Act requires FCIC to offer one price election that is not less than what percent of the projected market price for the commodity?

90%

15

Which of the following is NOT considered a residual market?

State Property and Casualty Guaranty Association

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問題一覧

1

Increased value and excess liability clauses work like which of the following policies?

Umbrella

2

The form of payment bond that protects an owner contracting for work against liens from subcontractors, suppliers, or laborers who are not paid for their services and materials by the general contractor is called

Labor and material bond

3

A shipment is covered under a cargo policy written on a "warehouse to warehouse basis." For how long is this shipment covered after discharge at the destination port?

60 days

4

In Ocean Marine insurance, who pays all reasonable expenses if sue and labor is required to lessen a loss?

The insurer

5

An insured purchases a Difference in Conditions policy. It may contain all of the following characteristics EXCEPT

Low deductible

6

Most American Institute Hull policies are written with a coverage term of

1 year

7

After being denied auto coverage multiple times through the normal insurance market, an applicant may be eligible to purchase coverage through

An assigned risk plan

8

Cargo is damaged short of its destination. An agent of the insurer at an immediate port sells the damaged cargo at the best price. Settlement is based on the difference between insured value and the net sales proceeds. This is considered

A salvage loss

9

A homeowner purchased a National Flood Insurance Policy 10 days after her community entered an emergency program. When would the coverage be effective?

12:01 am the day after the application and premium payment are mailed

10

Which bonds guarantee that the recipients of permits will comply with the ordinances associated with the use of such permits?

License and permit bonds

11

How long is the policy period for NFIP flood insurance?

1 year

12

How long is the waiting period upon purchase of flood coverage through NFIP?

30 days

13

Professional liability coverage protects the insured against legal liability resulting from

Errors and omissions

14

The 1980 Act requires FCIC to offer one price election that is not less than what percent of the projected market price for the commodity?

90%

15

Which of the following is NOT considered a residual market?

State Property and Casualty Guaranty Association