Property and Casualty Insurance Basics Quiz 2

通報

問題一覧

What other term is used to refer to unintentional torts?

Negligence

The part of the policy that sets forth the rules of conduct, duties, and obligations of the parties is called the

Conditions

At the time of loss insured against in a property and casualty policy, the insurer's claim settlement options include all of the following EXCEPT

Replacing the property with other property of a lesser kind or quality

A couple bought tickets to a college hockey tournament. At the game, a stray puck flies into the stands and hits the wife in the face, breaking her nose. Which legal defense may bar her from recovering damages for the injury she received at the hockey game?

Assumption of risk

Which provision requires that following a loss, the named insured prepares an inventory of damaged property and cooperates with the insurer in settling the loss?

Duties after loss

Negligence is defined as

The failure to do what a reasonable prudent person would do under given circumstances

A deliberate act that causes harm to another person, regardless of whether the harm is intended is called a(n)

Intentional tort

An insured's 9-year-old son threw a ball, accidentally breaking a neighbor's plate glass window. The insured was found legally liable for the cost of replacing the window. This is an example of

Vicarious liability

Which of the following terms refers to other insurance that is written on the same risk, but not on the same coverage basis?

Nonconcurrency

Which of the following best describes negligence?

The failure to use reasonable and prudent care

Under contributory negligence, when an individual is found to have contributed to their own loss in any way, another party

May not be held liable

Which of the following is NOT one of the four primary elements considered in establishing negligence?

Proof of carelessness

All of the following are considered parts of the policy structure EXCEPT

Provisions

According to the standard mortgage clause, who has the right to bring a suit in their own name to recover damages, pay policy premiums, and submit proof of loss?

Mortgagee

The section of an insurance policy that details what perils are not insured against and what persons are not insured is known as the

Exclusions

Auto Insurance Quiz 1

Auto Insurance Quiz 1

Auto Insurance Quiz 2

Auto Insurance Quiz 2

Auto Insurance Quiz 3

Auto Insurance Quiz 3

Auto Insurance Quiz 4

Auto Insurance Quiz 4

Auto Insurance Quiz 5

Auto Insurance Quiz 5

Auto Insurance Quiz 6

Auto Insurance Quiz 6

PA PROPERTY & CASUALTY READINESS EXAM

ユーザ名非公開 · 24問 · 4ヶ月前

PA PROPERTY & CASUALTY READINESS EXAM

24問 • 4ヶ月前

Commercial Package Policy Quiz 1

Commercial Package Policy Quiz 1

Auto Insurance Quiz 7

Auto Insurance Quiz 7

Auto Insurance Quiz 8

Auto Insurance Quiz 8

Auto Insurance Quiz 9

Auto Insurance Quiz 9

Auto Insurance Quiz 90

Auto Insurance Quiz 90

Auto Insurance Quiz 91

Auto Insurance Quiz 91

Commercial Package Policy Quiz 2

Commercial Package Policy Quiz 2

Commercial Package Policy Quiz 3

ユーザ名非公開 · 16問 · 3ヶ月前

Commercial Package Policy Quiz 3

16問 • 3ヶ月前

Commercial Package Policy Quiz 4

Commercial Package Policy Quiz 4

Commercial Package Policy Quiz 5

ユーザ名非公開 · 14問 · 3ヶ月前

Commercial Package Policy Quiz 5

14問 • 3ヶ月前

Commercial Package Policy Quiz 6

Commercial Package Policy Quiz 6

Commercial Package Policy Quiz 7

Commercial Package Policy Quiz 7

Commercial Package Policy Quiz 8

Commercial Package Policy Quiz 8