physics

65問 • 2年前

問題一覧

_____ is a quick and easy method of calculating the interest charge on a loan.

simple interest

_____ is determined by multiplying the daily interest rate by the principal by the number of days elapse between payments.

simple interest

The extra amount is called ______.

interest

______is determined by multiplying the daily interest rate by the principal by the number of days elapse between payments.

simple interest

The original amount borrowed is known as the __________ in different situations.

principal or capital

The sum of both Principal and interest is known as ______.

amount

______ is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.

compound interest

______ it is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest.

compound interest

A stock also known as ______.

shares and equity

________ is a type of security that signifies ownership in a corporation and represents a claim on part of the corporation's assets and earnings.

stocks

______ is a security that represents the ownership of a fraction of the issuing corporation.

stocks

_______ is a share of the value of a company which can be bought, sold or traded as an investment.

stocks

_______ is a share in any of the equal interest or rights into which the entire stock of a corporation is divided and ownership of which regularly evidenced by one or more ______.

stocks, certificates

______ represent a share of company's asset and profit.

common stocks

_______ are the residual owners and have the final claim on the corporation's earnings and assets after the firm/s obligations to creditors and preferred stockholders have been met.

stockholders

______ is subjected to high risk and high return. Although it yields a higher return than other stocks, common shareholders lose the most when a company goes bankrupt.

common stocks

_______ Represents ownership in the companv. which includes certain rights, including the right to vote on matters such as the election of board members and other significant corporate decisions

common stocks

____ is an equity instrument that usually pays a fixed dividend.

preferred stocks

_______ is a me share holder basecomintion to company's profits.

dividend

There are generally two ways to make money on stocks. First is when the company pays a portion of its profits to you as d shareholders in the form of _______.

dividends

There are generally two ways to make money on stocks. -Second is when there is an ______.

increase in share price

______ A class of stock thatis granted superiorightsto common stock, like higher dividend payments and a higher claim to assets in the event of lquidation.

preferred stocks

______is a debt security, under which the issuer owes the holders a debt and is obliged to pay them interest or to repay the principal at a later date, termed the maturity date.

bonds

_____ is usually payable at fixed intervals.

interest

_____ is a fixed-income instrumentthat represents a loan made by an investor to a borrower (typically corporate or governmental).

bonds

____ are debt

bonds

_____ are equity.

stocks

______ are riskier than bonds.

stocks

______ has a fixed interest rate and has lower returns.

bonds

_____ are issued by national governments as well as lower levels of government.

government bonds

______ It is issued to subsidize programs, meet payrolls or even pay their bills.

government bonds

_____ make up a larger portion of the overall bond market.

corporate bonds

_____ are issued by companies to help them with their expenses.

corporate bonds

______ have higher yields than government bonds.

corporate bonds

_____ are initially sold at a discount and on which interest and is paid at maturity.

zero coupon bonds or z-bonds

______ is an investment vehicle made up of a pool of money collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and other assets.

mutual fund

_____ is is managed fund that pools money from shareholders to invest in securities

mutual fund

______ is an open-end investment company that invests money of its shareholder in a usually diversified group of securities of other corporations.

mutual fund

______ are operated by professional money managers. They allocate the fund's investments and attempt to produce capital gains for the investors.

mutual fund

______ is a short term investments and have a relatively low risks.

money market funds

_____ invests in long term debt instruments of corporations.

bond funds

______ It has a higher risk than money market funds because they aim to produce higher returns.

bond funds

______ invests in corporate stocks.

stock funds

It is also known as the lifecycle funds

target funds

target funds is also known as the ____.

lifecycle funds

______ are designed for individuals with a target retirement dates in mind.

target funds

______ is a combination of stocks, bonds and other investments.

target funds

_____ the amount that is borrowed to purchase a home and other real estate property. It is the difference between the selling price and down payment.

mortgage

_____ is the borrower.

mortgagor

____ is the lender.

mortgagee

Mortgage may be for as long as __ years which may be acquired thru private financial institutions or thru Pag-Ibig housing loans.

When the last payment is made on the loan, the ____ turns over the title or proof of ownership to the borrower

lender

_____ is a card issued by a financial company which enables the cardholder to borrow funds.

credit card

_____ tracks the daily transactions in a credit account.

average daily balance

Most credit card companies issue monthly bills and the due date is usually ____ month after the billing date.

one

_____is a common accounting method where credit card interest charges are calculated using the total amount due on a card at the end of each day.

average of daily balance

______ refers to the interest you are charged on a debt you owe, and it's generally used in the context of credit card debt.

finance charge

______ is calculated using your annual percentage rate, or APR, along with the amount of money you owe and the time period being considered.

finance charge

_____ is a type of credit that does not have a fixed number of payments, in contrast to installment credit.

revolving credit

______ are an example of revolving credit used by ____.

credit cards, consumers

_____ a debt security that does not pav interest but instead trades at a deep discount, rendering a profit at maturity, when the bond is redeemed tor its full face value

zero coupon bonds or z-bonds

_____ is a mechanism that deals with the lending of short term funds (less than one year)

money market

A segment of the financial market in which financial instrument with hig liquidny and very short maturitics are traded.

money market

____ Invested in special savings accounts, time deposits, and maturing government securities or corporate bonds

money market funds

___ A mutual fund or an exchange traded fund that holds every stock in a selected market.

total stock fund

oral communication

Hernandez, Remefil H. · 12問 · 2年前

oral communication