Other Types of Property & Casualty Insurance Quiz 91 | 暗記メーカー

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Other Types of Property & Casualty Insurance Quiz 91

15問 • 3ヶ月前

ユーザ名非公開

問題一覧

1

If an applicant cannot obtain insurance for its property through normal insurers due to the property's location, coverage may be available through

The FAIR Plan

2

If the ocean marine contract pays the ACV of the property just prior to the loss, it is

An indemnity contract

3

According to the federal crop insurance definitions all of the following cereal grains are classified as "small grains" EXCEPT

Corn

4

Which surety bond guarantees that bills for labor and materials will be paid by the contractor as they are due?

Payment bond

5

When a umbrella policy is broader than underlying insurance and it pays a loss that is not covered by the underlying policy, it usually only pays

The excess over the self-insured retention

6

Bulk carriers are used to transport

Loose cargo

7

Ocean marine policies commonly refer to the person covered by the policy as the

Assured

8

An ocean marine insurer has paid a total loss. Which of the following is true concerning salvage?

The insurer has all rights to salvage

9

Who provides and sells coverage under a state FAIR plan?

Private insurance companies operating in that state

10

The type of professional liability coverage a medical doctor needs is

Malpractice coverage

11

Which of the following statements is NOT true regarding a personal umbrella liability policy?

It provides errors and omissions coverage for an agency

12

Which of the following causes of loss would be covered under ocean marine insurance?

Goods in transit

13

An insurance agency could purchase an errors and omission insurance policy which would provide protection in the event of any of the following events EXCEPT

The agency loses commission income from policies that were not issued by the insurer

14

Which of the following statements concerning ocean marine insurance is INCORRECT?

The underwriting of ocean marine insurance is relatively new

15

The other insurances clause of an ocean marine policy allows coverage for which reasons?

To obtain coverage for war, strikes, and related risks not covered by the policy

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問題一覧

1

If an applicant cannot obtain insurance for its property through normal insurers due to the property's location, coverage may be available through

The FAIR Plan

2

If the ocean marine contract pays the ACV of the property just prior to the loss, it is

An indemnity contract

3

According to the federal crop insurance definitions all of the following cereal grains are classified as "small grains" EXCEPT

Corn

4

Which surety bond guarantees that bills for labor and materials will be paid by the contractor as they are due?

Payment bond

5

When a umbrella policy is broader than underlying insurance and it pays a loss that is not covered by the underlying policy, it usually only pays

The excess over the self-insured retention

6

Bulk carriers are used to transport

Loose cargo

7

Ocean marine policies commonly refer to the person covered by the policy as the

Assured

8

An ocean marine insurer has paid a total loss. Which of the following is true concerning salvage?

The insurer has all rights to salvage

9

Who provides and sells coverage under a state FAIR plan?

Private insurance companies operating in that state

10

The type of professional liability coverage a medical doctor needs is

Malpractice coverage

11

Which of the following statements is NOT true regarding a personal umbrella liability policy?

It provides errors and omissions coverage for an agency

12

Which of the following causes of loss would be covered under ocean marine insurance?

Goods in transit

13

An insurance agency could purchase an errors and omission insurance policy which would provide protection in the event of any of the following events EXCEPT

The agency loses commission income from policies that were not issued by the insurer

14

Which of the following statements concerning ocean marine insurance is INCORRECT?

The underwriting of ocean marine insurance is relatively new

15

The other insurances clause of an ocean marine policy allows coverage for which reasons?

To obtain coverage for war, strikes, and related risks not covered by the policy