OBT FINALS

60問 • 1年前

問題一覧

In 50/30/20 budget rule, how much percent will you save for your emergency fund? 50 percent 20 percent 40 percent 30 percent

For a crew experiencing seasonal affective disorder (SAD) during a long voyage in dark regions, what is beneficial? Stay in darkness to conserve energy Use a light therapy box Avoid all light sources Wear sunglasses indoors

Which of the following is an effective way for seafarers to track spending while at sea? Remember all your expenses at the end of the month. Use a mobile app design for budgeting. Track the large purchases. Keep all receipts and audit yourself.

As a young seafarer starting their career should prioritize setting up which of the following: Travel fund High-risk investment Educational fund Emergency fund

What key shipboard value is essential for successfully adapting to challenging experiences at sea? Agility Excellence Resilience Leadership

During a routine deck operation, you notice that one of the lifeboats is not secured properly. What would you do as an able-bodied seaman? Wait until the operation is over to report. Notify the deck officer immediately. Secure it yourself if possible. Report the incident to the medical officer.

You are thinking about investing in a business while onboard ship. What should you consider first? The brand and business logo If the business can operate without his daily involvement Only businesses related to maritime industries Start multiple businesses simultaneously for diversity

How should seafarers prepare financially for unexpected long periods ashore due to illness or injury? Rely on credit cards for all expenses as it offer long-term payment dues. Sell personal assets to fund living expenses. Maintain a robust emergency fund. Borrow money from relatives and friends as needed

Which of the following will be the first action if a crew member is showing signs of heat exhaustion while working on deck? Encourage him to finish their work and rest early. Move him to a cool place immediately. Advise him to remove all clothing. Provide him with more hot drinks to complement the situation

A crew member is experiencing chronic fatigue due to overwork. What should they prioritize to recover? Isolate from others to focus on tasks. Request for a lighter workload for recovery. Work harder and faster to finish tasks sooner. Consume energy drinks to boost stamina.

How many percent of wages are obligatory to be remitted back to the Philippines? 80 percent 70 percent 60 percent 50 percent

For a seafarer, what's an important consideration when taking out a loan? The length of the loan term compared to their contract. The availability of loans from multiple lenders regardless of rates. The ability to defer payments until they are back ashore. The currency in which the loan is denominated.

Which mental health condition exhibits symptoms that can fluctuate over time and typically necessitates ongoing management? Anxiety Depression Bipolar disorder Schizophrenia

You notice a crew member showing signs of extreme stress and anxiety. What's the most effective way to help the crew member? Provide solicited advice on stress management. Organize a surprise gift to cheer up the crew member. Share personal anecdotes about stress to normalize the experience. Offer practical support and encourage seeking assistance.

Which mental health condition is characterized by a combination of hallucinations, and delusions, leading to significant impairment in daily functioning onboard? Bipolar disorder Schizophrenia Anxiety Depression

As a seafarer who wants to prepare for any potential health issues while at sea, what financial preparation is crucial? Rely on the ship's doctor for your health care. Use his health issues to apply for a vacation leave or sick leave. Invest in a health insurance plan. Spend on alternative medicines.

What financial action is recommended before signing off from a ship? Taking all remaining cash as travel money. Invest in stocks and trading. Leaving accounts in overdraft. Ensuring all bills and subscriptions are paid.

If the ship is approaching a storm, what is the best practice regarding situational awareness? Inform the passengers about the storm to avoid panic. Monitor the weather updates continuously. Prepare for a routine day. Assume the captain is aware and wait for his decision.

To ensure good eye health while working long hours on a ship's deck under bright sunlight, what is recommended? Wear sunglasses with UV protection Wear an eye patch and bring extra while working Use safety goggles Use high-quality sunglasses

What mental disorder is characterized as a severe medical condition that adversely influences your emotions, thoughts, and behaviors? Anxiety Depression Schizophrenia Bipolar disorder

A seafarer planning to further your education should consider what financial strategy? Apply for scholarships and financial aid. Planning and saving for education costs. Taking the expensive course to ensure quality. Using low-interest credit cards to pay tuition.

When a crew member feels homesick and it affects their mood and performance, what is the recommended action? Suggest speaking with a superior about their duties and possible support. Suggest wellness check with the onboard health professional. Inform the onboard medical officer. Encourage regular communication with family and friends.

Which mental illness has a variety of effective treatment options available, including medication, psychoeducation, and cognitive behavioral therapy, among others? Bipolar disorder Schizophrenia Anxiety Depression

If you are a seafarer interested in starting investing, which of the following steps is crucial? Learning the basics of investment types and risks. Assuming high returns with no risks. Following the latest trends. Putting all your money into different investments.

If a crew member starts showing signs of heat exhaustion while working under the sun, what is the best response for the medical officer? Take prescribed anti-nausea medication Move them to a shaded area and provide water and rest. Use pain relief ointment and request medical assistance immediately. Immediately report the injury and seek first aid.

For seafarers prone to lower back pain, what is an advisable way to manage this condition on a ship? Engage in daily stretching and strengthening exercises. Spend long hours sitting without taking breaks. Rest and do not participate in any physical tasks. Avoid all physical activity.

What type of insurance describes a single product that combines permanent life insurance with investment features? Mutual funds Initial public offering insurance Bonds and stocks Variable Universal Life Insurance

This refers to the method of managing an individual's capital through budgeting and saving that involves careful oversight of financial resources to ensure optimal use and growth. Money management Financial literacy Budgeting and Savings Financial management

You are concerned about your spending habits, especially during shore leave. What is a practical step to manage your finances better? Loan money to friends to make profits through interest rates. Cut all your credit cards and disable online banking services. Track your spending meticulously. Increase your credit card limits

How can seafarers maintain a healthy sleep cycle despite the irregular working hours typical on many ships? Use load alarms frequently to adjust the body clock. Drink caffeine to maintain mental alertness. Use blackout curtains and maintain a regular sleep schedule. Avoid sleeping for more than 4 hours at a time.

As a seafarer, if you were offered an investment that guarantees high returns, what should you do? Consult a teller for advice. Ask friends and family if they have invested. Be cautious and research the investment thoroughly. Invest immediately for the rise and up of the market is not steady.

To handle outbreaks of contagious diseases on a ship, what is a necessary action? Avoid all cleaning and disinfection Quarantine the affected individuals Encourage social gatherings Share personal items to build immunity

This refers to the capability to comprehend and effectively utilize a range of personal financial management techniques. Financial literacy Money management Budgeting and Savings Financial management

What type of insurance entails the offering of shares of a privately held corporation to the public through a new stock issuance? Mutual funds Variable Universal Life Insurance Bonds and stocks Initial public offering

In 50/30/20 budget rule, how much percent will you save for your mortgage payments and other necessary things? 40 percent 30 percent 20 percent 50 percent

What is the most probable cause for a crew member to frequently experience headaches and dizziness onboard during voyages? Lack of physical activity Stress Seasickness Lack of sleep

Which of the following is the best practice for handling debts as a seafarer? Make regular payments and monitor balances. Pay off debt only when reaching shore. Transfer debt to your parents or siblings. Partial payments while you are still onboard.

A seafarer receives his salary in a different currency. How should he manage this to avoid losing money on exchange rates? Use a multicurrency bank account. Covert all money to one currency immediately. Spend most of your money before the ship departs. Only accepts payments in his home currency.

You notice an officer intentionally logging false information about waste disposal to avoid extra work. What should you do as a cadet? Inform the Master of the vessel. Report it immediately to the crewing manager. Confront the officer and advise them to stop. Ask the officer the reason behind it.

During a voyage, you are experiencing persistent fatigue and muscle weakness. What could be a possible cause, and what should you consider doing? Lack of vitamin D; she should spend more time on deck during daylight hours. Poor nutrition; you should prioritize balanced meals and snacks. Overexertion; you should rest and avoid back-breaking activities. Dehydration; you should increase your water intake.

While onboard an oil/chemical tanker, you received an unexpectedly large amount from the tank cleaning allowance. What should you consider doing with this unexpected gain? All on one stock option. Reward yourself for the hard work. Invest a portion in long-term bonds. Go on a lavish spending spree.

While on a long voyage, a crew member starts feeling isolated and lonely. What is the most appropriate action for him to take? Avoid interactions with problematic crew members. Talk to a ship's counsellor or a trusted crew member. Spend all his free time inside his cabin. Seek support from friends and family back home by email or phone calls.

How would you respond if a fellow crew member tells you they have been feeling very stressed and unable to focus? Tell them to work harder. Comfort the crew, assuming they are just complaining. Suggest they take a rest and see a doctor. Report them to the captain as unfit for duty.

During a particularly stressful voyage, how should a captain encourage his crew to manage stress? Increase workload to keep minds off stress. Encourage open communication and regular breaks. Recommend keeping personal feelings to themselves. Organized mandatory overtime.

How do you ensure the highest quality of work when conducting a routine inspection? Focus on the critical equipment to save time. Follow the established procedures. Delegate some jobs to your junior officer. Rush through it as it is routine.

During the abandon ship drill, you notice a crew member is not participating. What would you do? Write a report about the incident after the drill. Notify the safety officer immediately. Let the crew rest, as it's just a drill. Discuss it with the crew member later.

What should be the approach to handling a broken limb on board, assuming immediate professional medical is not available? Perform intense exercise to distract from the pain. Use a splint to immobilize the area. Try to reset the bone manually without training. Consume alcohol to manage pain.

What should you do if you detect a strong smell of gas while working in the engine room? Continue working as it might just be a passing smell. Check if the gas is coming from your equipment. Open windows and doors to ventilate the area. Immediately report the smell to the OOW-EW.

Which of the following should a seafarer consider before co-signing a loan? Relationship and the benefits to the co-signee. Whether the co-signee has a stable job. If the loan is for a large amount of money. The impact on their credit if payments are missed.

Which mental health condition exhibits symptoms such as palpitation, frequent headaches, or digestive issues? Schizophrenia Anxiety Depression Bipolar disorder

You are concerned about the high fees when sending money home. What could be the best option to reduce these costs? Hand deliver money once home or through disembarking crew member/s. Mail cash via post. Send larger amounts less frequently. Exchange money at the airport.

A seafarer is interested in buying property while working onboard a ship. What should he ensure first? That he has a reliable local representative. That he buys sight unseen for speed. That he visits the property in person. That he only communicates via email.

When planning for retirement at 30, a seafarer should emphasize on which of the following High-risk investments Property investment Diversified investments Life insurance policies

What shipboard value is essential for effectively addressing situations when you are uncertain about the appropriate course of action? Leadership Excellence Agility Resilience

If the ship's radar fails during a heavy fog, what is the most appropriate initial response of the OOW-NW? Stop the ship immediately. Check if other navigational aids are working. Continue at the same speed to maintain the schedule. Slow down and notify the captain.

A seafarer nearing retirement age has not yet started a pension plan. The best initial step is to purchase property consult a financial advisor starts a savings account invest in high-risk assets

As a seafarer, you frequently travel to different countries. How should you manage multiple currency holdings? Spend all foreign currency before leaving a country. Invest in currency trading. Exchange at airports. Use financial service that minimizes conversion fees.

Which mental illness is characterized as a lifelong condition and typically involves recurring episodes of mania and depression? Anxiety Bipolar disorder Depression Schizophrenia

To effectively lead crew members onboard a ship, what core value must one possess? Agility Resilience Leadership Excellence

When a crew member has been feeling irritable and moody. What might be a contributing factor, and what should be done? Excessive socializing; he should isolate himself from the crew. Healthy diet; he should start eating more sugary snacks for an energy boost. Lack of physical activity; he should engage in regular exercise routines. Lack of sleep due to long shifts; he should prioritize rest during downtime.

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BARQUE 19. LAURENTE, FRANK NATHANIEL C. · 60問 · 1年前

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