personal finance 2
問題一覧
1
banks, credit unions, and savings and loan associations are examples of
financial institutions
2
an ___ is a banking service in which a person deposits money and writes checks to withdraw at his or her convenience
checking account
3
an account on which three depositor can withdraw money at any time, is known as an
Demand deposit
4
an _____ occurs when a depositor writes a check on an account that is insufficient to cover a check
Overdraft
5
the person to whom a check is made payable is called the
payee
6
The person authorized to write checks on an account is called the
Drawer/maker
7
an ____ endorsement requires two signatures
Joint
8
Paper money in the form of dollar bills, fives, tens, and so on is called
Currency
9
an ____ is the record of checks, written and deposits, made in a checking account, kept by the depositer
Checkbook register
10
an _____ is sent by the bank regularly, listing checks and deposit processed by the bank as well as charges and credits to an account
Bank statement
11
an ___ check is one that has been processed by the bank and has been subtracted from the depositors account
Canceled
12
the payee simply signing who’s or her name as it appears on the front of the check is making an ____ endorsement
blank
13
an ___ endorsement, such as “for deposit only” limits the negotiability of a check
Restricted
14
_____ cards provide immediate deductions from your checking account when you make a purchase
Debit cards
15
Checking account at a credit unions are called ____
Share account
16
To write a check when you know, there are temporarily not enough funds to cover. The check is called
Float check
17
an ____ is a Chick guaranteed by the bank
A certified check
18
A check drawn against the banks on funds is an ____
Cashiers check
19
The process of matching your checkbook register with the bank statement is called ____
reconciliation
20
A request to the bank, not to cash a check is an ____
Stock payment
21
And endorsement signing a check over to 3rd person is an
Special endorsement
22
Financial instructions usually do not charge a fee for checking account services
false
23
Most financial instructions offer online and telephone banking services
True
24
electronic funds transfer (EFT) involves the use of ATM machines
true
25
it is important to reconcile your checkbook immediately when you receive the bank statement
True
26
When a check you have issued has been lost or stolen. You should request a stop payment order.
True
27
To open an account either checking or savings you first must fill out and sign a signature authorization form
true
28
What a minimum balance is not maintain in a checking account the bank will usually waive a service charge
false
29
A debit card is the same as a credit card
false
30
Interest-bearing accounts, pay interest when the minimum balance is maintained
true
31
with online banking, you can make deposits and request cashiers checks
false
32
What is a check written by a bank on it on funds called
Cashiers check
33
checks over ____ old may be not honored by a bank
Six months
34
a _____ endorsement results when the payee signs over a check to a third person
Special
35
a ___ endorsement results when they payee signs on the back for deposit, only and signs, his or her name
Restrictive
36
Insurance up to ______ on each amount is provided for depositors by the FDIC
250,000
37
When payment on a check is prevented by the bank before it can be made into the payee
Stop payment order
38
a ____ is a personal check that the bank guarantee to be good
Certified check
39
A _____ is a safe place to keep stocks and bonds. deeds and other important documents
Safe deposit box
40
an ____ account charges, customers fees based on the number of checks written each month and minimum balance is usually not required
Special
personal finance
personal finance
ユーザ名非公開 · 15問 · 2年前personal finance
personal finance
15問 • 2年前ユーザ名非公開
civics
civics
ユーザ名非公開 · 33問 · 2年前civics
civics
33問 • 2年前ユーザ名非公開
chapter 10
chapter 10
ユーザ名非公開 · 34問 · 2年前chapter 10
chapter 10
34問 • 2年前ユーザ名非公開
chapter 7
chapter 7
ユーザ名非公開 · 34問 · 2年前chapter 7
chapter 7
34問 • 2年前ユーザ名非公開
chapter 26
chapter 26
ユーザ名非公開 · 24問 · 2年前chapter 26
chapter 26
24問 • 2年前ユーザ名非公開
問題一覧
1
banks, credit unions, and savings and loan associations are examples of
financial institutions
2
an ___ is a banking service in which a person deposits money and writes checks to withdraw at his or her convenience
checking account
3
an account on which three depositor can withdraw money at any time, is known as an
Demand deposit
4
an _____ occurs when a depositor writes a check on an account that is insufficient to cover a check
Overdraft
5
the person to whom a check is made payable is called the
payee
6
The person authorized to write checks on an account is called the
Drawer/maker
7
an ____ endorsement requires two signatures
Joint
8
Paper money in the form of dollar bills, fives, tens, and so on is called
Currency
9
an ____ is the record of checks, written and deposits, made in a checking account, kept by the depositer
Checkbook register
10
an _____ is sent by the bank regularly, listing checks and deposit processed by the bank as well as charges and credits to an account
Bank statement
11
an ___ check is one that has been processed by the bank and has been subtracted from the depositors account
Canceled
12
the payee simply signing who’s or her name as it appears on the front of the check is making an ____ endorsement
blank
13
an ___ endorsement, such as “for deposit only” limits the negotiability of a check
Restricted
14
_____ cards provide immediate deductions from your checking account when you make a purchase
Debit cards
15
Checking account at a credit unions are called ____
Share account
16
To write a check when you know, there are temporarily not enough funds to cover. The check is called
Float check
17
an ____ is a Chick guaranteed by the bank
A certified check
18
A check drawn against the banks on funds is an ____
Cashiers check
19
The process of matching your checkbook register with the bank statement is called ____
reconciliation
20
A request to the bank, not to cash a check is an ____
Stock payment
21
And endorsement signing a check over to 3rd person is an
Special endorsement
22
Financial instructions usually do not charge a fee for checking account services
false
23
Most financial instructions offer online and telephone banking services
True
24
electronic funds transfer (EFT) involves the use of ATM machines
true
25
it is important to reconcile your checkbook immediately when you receive the bank statement
True
26
When a check you have issued has been lost or stolen. You should request a stop payment order.
True
27
To open an account either checking or savings you first must fill out and sign a signature authorization form
true
28
What a minimum balance is not maintain in a checking account the bank will usually waive a service charge
false
29
A debit card is the same as a credit card
false
30
Interest-bearing accounts, pay interest when the minimum balance is maintained
true
31
with online banking, you can make deposits and request cashiers checks
false
32
What is a check written by a bank on it on funds called
Cashiers check
33
checks over ____ old may be not honored by a bank
Six months
34
a _____ endorsement results when the payee signs over a check to a third person
Special
35
a ___ endorsement results when they payee signs on the back for deposit, only and signs, his or her name
Restrictive
36
Insurance up to ______ on each amount is provided for depositors by the FDIC
250,000
37
When payment on a check is prevented by the bank before it can be made into the payee
Stop payment order
38
a ____ is a personal check that the bank guarantee to be good
Certified check
39
A _____ is a safe place to keep stocks and bonds. deeds and other important documents
Safe deposit box
40
an ____ account charges, customers fees based on the number of checks written each month and minimum balance is usually not required
Special