banks, credit unions, and savings and loan associations are examples of

an ___ is a banking service in which a person deposits money and writes checks to withdraw at his or her convenience

an account on which three depositor can withdraw money at any time, is known as an

an _____ occurs when a depositor writes a check on an account that is insufficient to cover a check

the person to whom a check is made payable is called the

The person authorized to write checks on an account is called the

an ____ endorsement requires two signatures

Paper money in the form of dollar bills, fives, tens, and so on is called

an ____ is the record of checks, written and deposits, made in a checking account, kept by the depositer

an _____ is sent by the bank regularly, listing checks and deposit processed by the bank as well as charges and credits to an account

an ___ check is one that has been processed by the bank and has been subtracted from the depositors account

the payee simply signing who’s or her name as it appears on the front of the check is making an ____ endorsement

an ___ endorsement, such as “for deposit only” limits the negotiability of a check

_____ cards provide immediate deductions from your checking account when you make a purchase

Checking account at a credit unions are called ____

To write a check when you know, there are temporarily not enough funds to cover. The check is called

an ____ is a Chick guaranteed by the bank

A check drawn against the banks on funds is an ____

The process of matching your checkbook register with the bank statement is called ____

A request to the bank, not to cash a check is an ____

And endorsement signing a check over to 3rd person is an

Financial instructions usually do not charge a fee for checking account services

Most financial instructions offer online and telephone banking services

electronic funds transfer (EFT) involves the use of ATM machines

it is important to reconcile your checkbook immediately when you receive the bank statement

When a check you have issued has been lost or stolen. You should request a stop payment order.

To open an account either checking or savings you first must fill out and sign a signature authorization form

What a minimum balance is not maintain in a checking account the bank will usually waive a service charge

A debit card is the same as a credit card

Interest-bearing accounts, pay interest when the minimum balance is maintained

with online banking, you can make deposits and request cashiers checks

What is a check written by a bank on it on funds called

checks over ____ old may be not honored by a bank

a _____ endorsement results when the payee signs over a check to a third person

a ___ endorsement results when they payee signs on the back for deposit, only and signs, his or her name

Insurance up to ______ on each amount is provided for depositors by the FDIC

When payment on a check is prevented by the bank before it can be made into the payee

a ____ is a personal check that the bank guarantee to be good

A _____ is a safe place to keep stocks and bonds. deeds and other important documents

an ____ account charges, customers fees based on the number of checks written each month and minimum balance is usually not required