an _____ occurs when a depositor writes a check on an account that is insufficient to cover a check

What is a check written by a bank on it on funds called

an ____ is a Chick guaranteed by the bank

checks over ____ old may be not honored by a bank

a ____ is a personal check that the bank guarantee to be good

A debit card is the same as a credit card

Paper money in the form of dollar bills, fives, tens, and so on is called

an ___ is a banking service in which a person deposits money and writes checks to withdraw at his or her convenience

To open an account either checking or savings you first must fill out and sign a signature authorization form

Interest-bearing accounts, pay interest when the minimum balance is maintained

When a check you have issued has been lost or stolen. You should request a stop payment order.

Checking account at a credit unions are called ____

What a minimum balance is not maintain in a checking account the bank will usually waive a service charge

with online banking, you can make deposits and request cashiers checks

the person to whom a check is made payable is called the

an ____ endorsement requires two signatures

Financial instructions usually do not charge a fee for checking account services

And endorsement signing a check over to 3rd person is an

an ___ check is one that has been processed by the bank and has been subtracted from the depositors account

A request to the bank, not to cash a check is an ____

banks, credit unions, and savings and loan associations are examples of

Most financial instructions offer online and telephone banking services

The process of matching your checkbook register with the bank statement is called ____

an account on which three depositor can withdraw money at any time, is known as an

it is important to reconcile your checkbook immediately when you receive the bank statement

Insurance up to ______ on each amount is provided for depositors by the FDIC

A _____ is a safe place to keep stocks and bonds. deeds and other important documents

_____ cards provide immediate deductions from your checking account when you make a purchase

electronic funds transfer (EFT) involves the use of ATM machines

When payment on a check is prevented by the bank before it can be made into the payee

an ____ account charges, customers fees based on the number of checks written each month and minimum balance is usually not required

The person authorized to write checks on an account is called the

a ___ endorsement results when they payee signs on the back for deposit, only and signs, his or her name

the payee simply signing who’s or her name as it appears on the front of the check is making an ____ endorsement

To write a check when you know, there are temporarily not enough funds to cover. The check is called

an _____ is sent by the bank regularly, listing checks and deposit processed by the bank as well as charges and credits to an account

an ____ is the record of checks, written and deposits, made in a checking account, kept by the depositer

an ___ endorsement, such as “for deposit only” limits the negotiability of a check

a _____ endorsement results when the payee signs over a check to a third person

A check drawn against the banks on funds is an ____