personal finance
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ユーザ名非公開 · 15問 · 3年前personal finance
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15問 • 3年前ユーザ名非公開
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civics
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ユーザ名非公開 · 40問 · 3年前personal finance 2
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chapter 7
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ユーザ名非公開 · 34問 · 3年前chapter 7
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34問 • 3年前ユーザ名非公開
chapter 26
chapter 26
ユーザ名非公開 · 24問 · 2年前chapter 26
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24問 • 2年前ユーザ名非公開
問題一覧
1
Need to expect to have in the next few months or years are said to be
Short term
2
______ involves an employer or financial institution electronically, depositing your paycheck into a bank account
Direct deposit
3
A form of educational funding that does not have to be repaid is often funded by the government and it is in addition to scholarships and loans is called an
Grant
4
Interest drown on the sum of the original principal plus interest is called _____ interest
Compound
5
Money that is paid for the use of money is called
Interest
6
A regular account at a credit union is called an ______ account
Share
7
____ occurs when student loans are combined in into one large long
Loan consolidation
8
Deposits, kept credit unions are insured by the
NCUA
9
Federal insurance for depositer’s in commercial banks and savings and loans is provided by the
FDIC
10
The greater the _____ you are willing to take the higher, the rate of interest you will receive
Risk
11
A depositer that is set aside for specified length of time at a specified rate is called an
cd
12
A type of savings plan that offer some more competitive interest rate than a regular savings account is called an
Money, marketing account
13
The capability of financial resources being readily converted to cash is called
Liquidity
14
The amount of money you place in savings called
Principal
15
Money borrowed for education called _____ Can be subsidized or unsubsidized
Student loans
16
The day on which certificate must be renewed or cashed in is called the
Maturity date
17
When I CD is cash before its maturity date did depositor must pay an ____ penalty
Early patral
18
Emergencies vacations, social events and major purchases are examples of short term needs
True
19
Cash allowances awarded to students to go to college called scholarships are based on knee or maybe based on high test scores
True
20
A sub sized student loan has higher interest rates and interest beginnings the day received a loan
False
21
Compound interest refers to interest, paid in principle and interest
True
22
Work study programs will replace your need for other sources of money for college funding
False
23
When choosing a financial institution in which to place your savings, you should consider safety, liquidity convenience and purpose
True
24
deposits in savings and loan associations and commercial banks are insured by the FDIC
True
25
If a depositer, withdrawals, part or all of a certificate of deposit before its maternal date there will be an early withdrawal penalty
True
26
Financial institutions can offer interest compounded daily, because of computers that make rapid computations possible
True
27
Some ways to make savings easier include direct deposit an automatic deductions
True
28
Which of the following is not an example of a long-term savings goal?
Automobile Purchase
29
Which of the following items is the most liquid?
Regular savings
30
A type of savings plan we’re by you set aside money at a financial institution for a set. Period is a.
certificate of deposit
31
Which of the following is not a benefit of direct deposit?
Your money earns more interest than in any other type of savings plan
32
Which of the following do banks usually offer?
All of these
33
The FDIC insures a depositer’s money up to
250,000
34
Of the following items which pays the highest total interest when deposits are withdrawn at in irregular times
Compounded daily