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lesson 3
32問 • 1年前
  • Mitsyyyy_cutie
    • 通報

    問題一覧

  • 1

    How to raise capital for the business?

    Personal Savings Borrow From Family And Friends Business Loan From A Bank

  • 2

    Most common source of funds.

    personal savings

  • 3

    Easiest way to source funds

    borrow from family and friends

  • 4

    - Most popular - Most difficult source of business capital in the Philippines

    Business Loan from a Bank

  • 5

    What are the 5c's of credit?

    Character Capacity Capital Collateral Conditions

  • 6

    State of the overall economic environment - specially the factors that might have affect your industry and business.

    conditions

  • 7

    Any personal assets that the borrower pledges in order to support the loan.

    collateral

  • 8

    Down payments indicate the borrower's level of seriousness which can make lenders more comfortable in extending credit.

    Capital

  • 9

    It measures the ability of borrower to repay a loan.

    Capacity

  • 10

    Refers to a borrower's reputation or track record for repaying the debts.

    Character

  • 11

    What are the other sources of capital?

    Home Equity Loan Credit Card Venture Capital Angel Investors Small Business Loans From Government Agencies

  • 12

    Business - oriented agencies SSS, Pag-ibig Fund, Land Bank, etc.

    Small Business Loans From Government Agencies

  • 13

    - wealthy individuals who invest their own money into companies - not expert

    Angel Investors

  • 14

    Not always in the form of money.

    Venture Capital

  • 15

    - It could be a form of technical or managerial expertise. - expert when it comes to business.

    Venture Capital

  • 16

    _____ is a type of financial given from investors to businesses that are in dire need of support or other small businesses

    Venture Capital

  • 17

    Issued by a financial institution that let's you borrow money to make a purchase

    Credit Card

  • 18

    A loan that uses your home equity as a guarantee that the money you borrow will be paid back.

    Home Equity Loan

  • 19

    Predicting what will happen in the future by gathering and analyzing past and current data.

    Forecasting

  • 20

    is developed by identifying trends in past data and using information to predict a company's financial position in the future.

    Financial Forecasting

  • 21

    What are the two types of financial forecast methods?

    Qualitative Method Quantitative Method

  • 22

    Used data to predict future results.

    Quantitative Method

  • 23

    Using past sales volume for the upcoming year.

    Quantitative Method

  • 24

    Involves gathering information that cannot be measured such as consumer's opinion about new packaging for a product, etc.

    Qualitative Method

  • 25

    Successful Forecasting = Science + Art

    Quantitative Method

  • 26

    Implies that the body of the forecasting knowledge lies on the solid ground quantitative forecasting knowledge (solid data and figures) and their correct utilization for various business situation.

    Science

  • 27

    Represent a combination of a decision maker's experience, logic, and intuition to supplement the forecasting quantitative analysis.

    Art

  • 28

    what are the important considerations to making the expansion leap, extemating the investments and financing needed for the expansion?

    cost revenues expenses

  • 29

    Shown usually as the item in an income statement from what all charges, costs, and expenses are subtracted to arrive at net income.

    revenues

  • 30

    An amount that has to be paid

    cost

  • 31

    Incurred by a business

    expenses

  • 32

    What are the expenses?

    rent phone and utilities equipment fixtures inventory leaseholds improvement licences and tax deposits marketing budgets

    • Lesson 1

    Lesson 1

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    Lesson 1

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    Balance Sheet

    Balance Sheet

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    Balance Sheet

    Balance Sheet

    22問 • 1年前
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    Lesson 1

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    Lesson 1

    Lesson 1

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    lesson 2

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    Lesson 3

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    Lesson 3

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    Lesson 4

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    Lesson 4

    Lesson 4

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    lesson 8

    lesson 8

    Mitsyyyy_cutie · 19問 · 1年前

    lesson 8

    lesson 8

    19問 • 1年前
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    Lesson 9

    Lesson 9

    Mitsyyyy_cutie · 10問 · 1年前

    Lesson 9

    Lesson 9

    10問 • 1年前
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    Lesson 10

    Lesson 10

    Mitsyyyy_cutie · 5問 · 1年前

    Lesson 10

    Lesson 10

    5問 • 1年前
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    Lesson 11

    Lesson 11

    Mitsyyyy_cutie · 25問 · 1年前

    Lesson 11

    Lesson 11

    25問 • 1年前
    Mitsyyyy_cutie

    問題一覧

  • 1

    How to raise capital for the business?

    Personal Savings Borrow From Family And Friends Business Loan From A Bank

  • 2

    Most common source of funds.

    personal savings

  • 3

    Easiest way to source funds

    borrow from family and friends

  • 4

    - Most popular - Most difficult source of business capital in the Philippines

    Business Loan from a Bank

  • 5

    What are the 5c's of credit?

    Character Capacity Capital Collateral Conditions

  • 6

    State of the overall economic environment - specially the factors that might have affect your industry and business.

    conditions

  • 7

    Any personal assets that the borrower pledges in order to support the loan.

    collateral

  • 8

    Down payments indicate the borrower's level of seriousness which can make lenders more comfortable in extending credit.

    Capital

  • 9

    It measures the ability of borrower to repay a loan.

    Capacity

  • 10

    Refers to a borrower's reputation or track record for repaying the debts.

    Character

  • 11

    What are the other sources of capital?

    Home Equity Loan Credit Card Venture Capital Angel Investors Small Business Loans From Government Agencies

  • 12

    Business - oriented agencies SSS, Pag-ibig Fund, Land Bank, etc.

    Small Business Loans From Government Agencies

  • 13

    - wealthy individuals who invest their own money into companies - not expert

    Angel Investors

  • 14

    Not always in the form of money.

    Venture Capital

  • 15

    - It could be a form of technical or managerial expertise. - expert when it comes to business.

    Venture Capital

  • 16

    _____ is a type of financial given from investors to businesses that are in dire need of support or other small businesses

    Venture Capital

  • 17

    Issued by a financial institution that let's you borrow money to make a purchase

    Credit Card

  • 18

    A loan that uses your home equity as a guarantee that the money you borrow will be paid back.

    Home Equity Loan

  • 19

    Predicting what will happen in the future by gathering and analyzing past and current data.

    Forecasting

  • 20

    is developed by identifying trends in past data and using information to predict a company's financial position in the future.

    Financial Forecasting

  • 21

    What are the two types of financial forecast methods?

    Qualitative Method Quantitative Method

  • 22

    Used data to predict future results.

    Quantitative Method

  • 23

    Using past sales volume for the upcoming year.

    Quantitative Method

  • 24

    Involves gathering information that cannot be measured such as consumer's opinion about new packaging for a product, etc.

    Qualitative Method

  • 25

    Successful Forecasting = Science + Art

    Quantitative Method

  • 26

    Implies that the body of the forecasting knowledge lies on the solid ground quantitative forecasting knowledge (solid data and figures) and their correct utilization for various business situation.

    Science

  • 27

    Represent a combination of a decision maker's experience, logic, and intuition to supplement the forecasting quantitative analysis.

    Art

  • 28

    what are the important considerations to making the expansion leap, extemating the investments and financing needed for the expansion?

    cost revenues expenses

  • 29

    Shown usually as the item in an income statement from what all charges, costs, and expenses are subtracted to arrive at net income.

    revenues

  • 30

    An amount that has to be paid

    cost

  • 31

    Incurred by a business

    expenses

  • 32

    What are the expenses?

    rent phone and utilities equipment fixtures inventory leaseholds improvement licences and tax deposits marketing budgets