Investments

20問 • 1年前

問題一覧

A Statement of investment principles is only required for a defined benefit Scheme.

False

Before Drafting A SIP the trustees must consult with the employer and obtain specialist written advice from an appropriate expert

True

When considering investing in Shares in a company, which of the following risks should affect your decision?

Company goes bankrupt making it's shares worthless, Government nationalised the company's assets assets without compensation to the shareholders, Company's profits reduce, income expectations reduce and share price falls

Which best meets active scheme members requirements to provide a total return equal to or in excess of salary inflation

Equity

which best meets pensioners needs where the required return should equal or exceed prince inflation

Index Linked bonds

In defined benefit schemes it is becoming more common for members (as well as employers) to be asked to increase their contributions to help improve scheme funding levels

True

A defined contribution scheme does not carry the same risk to the employer as a defined benefit scheme, as they are only obliged to pay the promised contribution Level

True

When approaching Retirement investments in a lifestyle fund are likely to be held in which type of funds

Cash, Bonds

Which of the following is correct

The Pensions Act 2004 require the statement of investment principles to be reviewed every 3 years

which of the following is a monetary asset

cash, non index Linked bonds, Investment Accounts

Which of the following is a real asset?

Equities, Property, Land, Index Linked Securities, Precious Metals

Equities, Property and Index Linked Securities are known as what?

Real Assets

Fixed interest securities where a fixed amount of interest is paid at regular intervals, usually for a defined period. At the end of the period the maturity value is paid.

Bonds

known as ordinary shares in the UK or "Common Stocks" in the US

Equities

Which of the following reasons are sound ones for holding cash rather than investing elsewhere?

To protect Capital, without the risk of investing in the stock market, To meet short term expenditure, To save for a holiday

which of the following is true?

The future Expected interest payments on bonds and the proceeds at maturity are known at the outset

Which is not a feature of an index linked security?

Only Pension funds can invest in them

Which is not a share?

Standard Share

Which of the following is not a fixed interest security?

Preference Shares

Investment in commercial property is classified into three categories Which of the following is not a category

Agricultural

Pensions Industry

James Paterson · 100問 · 2年前

Pensions Industry

100問 • 2年前

James Paterson

Role of government

James Paterson · 66問 · 2年前

Role of government

66問 • 2年前

James Paterson

Workplace pension Schemes

James Paterson · 42問 · 2年前

Workplace pension Schemes

42問 • 2年前

James Paterson

Trusteeship/ communications and adminstration

James Paterson · 16問 · 2年前

Trusteeship/ communications and adminstration

16問 • 2年前

James Paterson

Individual Pension Provision

James Paterson · 23問 · 2年前

Individual Pension Provision

23問 • 2年前

James Paterson

問題一覧

A Statement of investment principles is only required for a defined benefit Scheme.

False

Before Drafting A SIP the trustees must consult with the employer and obtain specialist written advice from an appropriate expert

True

When considering investing in Shares in a company, which of the following risks should affect your decision?

Which best meets active scheme members requirements to provide a total return equal to or in excess of salary inflation

Equity

which best meets pensioners needs where the required return should equal or exceed prince inflation

Index Linked bonds

In defined benefit schemes it is becoming more common for members (as well as employers) to be asked to increase their contributions to help improve scheme funding levels

True

A defined contribution scheme does not carry the same risk to the employer as a defined benefit scheme, as they are only obliged to pay the promised contribution Level

True

When approaching Retirement investments in a lifestyle fund are likely to be held in which type of funds

Cash, Bonds

Which of the following is correct

The Pensions Act 2004 require the statement of investment principles to be reviewed every 3 years

which of the following is a monetary asset

cash, non index Linked bonds, Investment Accounts

Which of the following is a real asset?

Equities, Property, Land, Index Linked Securities, Precious Metals

Equities, Property and Index Linked Securities are known as what?

Real Assets

Fixed interest securities where a fixed amount of interest is paid at regular intervals, usually for a defined period. At the end of the period the maturity value is paid.

Bonds

known as ordinary shares in the UK or "Common Stocks" in the US

Equities

Which of the following reasons are sound ones for holding cash rather than investing elsewhere?

To protect Capital, without the risk of investing in the stock market, To meet short term expenditure, To save for a holiday

which of the following is true?

The future Expected interest payments on bonds and the proceeds at maturity are known at the outset

Which is not a feature of an index linked security?

Only Pension funds can invest in them

Which is not a share?

Standard Share

Which of the following is not a fixed interest security?

Preference Shares

Investment in commercial property is classified into three categories Which of the following is not a category

Agricultural