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  • Vaneza Santiago

  • 問題数 76 • 5/18/2024

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    問題一覧

  • 1

    It's acts as a safety net that can help you cover unexpected expenses without having to rely on credits cards ,loans or dipping

    Financial Security

  • 2

    investing in assets that have the potential to outpace of price hike , such as stocks or real estate, you can protect your investments from losing value due to price rising and ensure that your money retains its purchasing power in the future.

    Beat Inflatation

  • 3

    Financial experts recommens saving at least 3 to 6 months worth of expenses in an emergency fund as a general guidelines

    TRUE

  • 4

    It's cover you unexpected expenses or emergency that arise in your life

    Emergency Fund

  • 5

    Kinds of strategies for building emergency fun that use unexpected tax refunds or bonuses

    use windfalls

  • 6

    Investing in diversified portfolios of stocks, bonds, or other investment vehicles can potentially offer higher returns over the long term, helping you grow your wealth at a faster pace than traditional savings accounts.

    Beat Savings Account Returns

  • 7

    Keeping your money in a regular savings account may not provide significant returns as the interest rates are typically low.

    Beat Savings Account Returns

  • 8

    The Philippine government also issues this kinds of bond to individual investors.

    retail treasury bonds and retail treasury bills

  • 9

    Where stock can be bought?

    Philippine Stock Exchange

  • 10

    The practice of spreading investments across different asset classes, sectors, and regions.

    Diversify your investment

  • 11

    If you have a stable job with steady paycheck, you may need a larger emergency fund

    FALSE

  • 12

    Understanding the importance of investing in the finance pyramid. This helps you minimize the impact of market fluctuations and reduce the risk of losing all your investment in a single asset of inves8

    Diversification

  • 13

    can lead to impulsive investment decisions that may not align with your long-term financial goals.

    emotional bias

  • 14

    The amount you save in an emegency fund is fix in your income

    FALSE

  • 15

     These are considered relatively low-risk investments as they are backed by the government, and they offer fixed returns over a certain period of time.

    Government Savings Bonds

  • 16

    It is offer different types of funds with varying risk levels, such as equity, balanced, bond, and money market funds.

    Unit Investment Trust Funds

  • 17

    It's represent ownership in a company, and investing in stocks allows individuals to participate in the company's profits and growth.

    stock

  • 18

    It is an unexpected tax bills

    Legal or tax emergency

  • 19

    refers to the potential for investments to decline in value due to market fluctuations.

    market risk

  • 20

    pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

    mutual funds

  • 21

    It's allows you to have a funds readily available when you need them the most without having to rely on credits cards loans or borrowing money from friends

    Emergency fund

  • 22

    It is similar to mutual funds, but they are offered by banks and are regulated by the Bangko Sentral ng Pilipinas (BSP).

    Unit Investment Trust Funds

  • 23

    It's is an pool money from investors to invest in a diversified portfolio of securities.

    Unit Investment Trust Funds

  • 24

    Understanding the importance of investing in the finance pyramid. This can significantly amplify your returns over the long term , allowing your investment to grow exponentially

    Compound interest

  • 25

    It is an investments also come with risks, such as property market fluctuations, property management issues, and financing risks.

    Real Estate

  • 26

    refers to making investment decisions based on emotions, such as fear or greed, rather than rational analysis.

    emotional bias

  • 27

    Can help you to avoid tapping into your long term investment and keem them intact for their intended purpose

    Protecting Long term investment

  • 28

    debt securities issued by companies, governments, or other entities, and they pay interest to bondholders.

    bonds

  • 29

    Kinds of strategies for building emergency fund that det up an automatic transfer from your checking account to your emergency fund each month

    automate savings

  • 30

    This could be a traditional brick-and-mortar business, an online business, or a franchise.

    Small Business Investment

  • 31

    It's represent ownership in a diversified portfolio of stocks, bonds, or other assets, and they offer investors the opportunity to diversify their investments and trade them throughout the trading day.

    Exhange traded funds

  • 32

    considered a tangible asset and can provide both income and potential appreciation in value

    real estate

  • 33

    Important reason why emegency fund are important except one

    Achieve financial goals

  • 34

    if your income is irregular or dependent on bonusss you may need a smaller emergency fund

    FALSE

  • 35

    generally considered less risky than stocks as they offer fixed returns, but they also have lower potential for growth.

    bonds

  • 36

    Understanding the importance of investing in the finance pyramid. Its allows you to build a substantial retirement fund that can you provide with a comfortable lifestyle after you stop working

    Retirement Planning

  • 37

    refers to the ease of buying or selling an investment without significantly impacting its price.

    Liquidity Risk

  • 38

    Kinds of strategies for building emergency fund that identify areas where you can cut expenses

    create a budget

  • 39

    It is similar to mutual funds, but they are traded on stock exchanges like individual stocks.

    Exhange Trade Funds

  • 40

    Unexpected sunddedn illness or injury required hospitalizations or surgery

    Medical Emergency

  • 41

    In conclusion there is no one size fits all anseer how much you should save in an emergency fund

    TRUE

  • 42

    Who issues corporate bonds?

    corporate

  • 43

    Understanding the importance of investing in the finance pyramid. DIHD Putting your money to work in investment that have the potential to grow you can generate returns.

    Building Wealth

  • 44

    It's known for their potential high returns but also come with risks, as their value can fluctuate based on market conditions and company performance.

    Stock

  • 45

    Act of commiting money or capital purchase assets , securities or other financial instrument with expectation of earning a return or profit

    investment

  • 46

    This helps to manage risk and minimize the impact of any single investment on your portfolio and allows you to capture potential gains from different areas while reducing the risk of losses.

    Diversify your investment

  • 47

    All consideration to determine how much you should save in emergency fund except one

    Financial security

  • 48

    This involves assessing the performance of your investments and making adjustments to ensure they align with your financial goals and risk tolerance.

    Regularly Monitor and Rebalance your portfolio

  • 49

    Emergency fund is crucial component of personal finance that should be prioritized in order to build a strong financial foundations

    TRUE

  • 50

    buying a house, starting a business, or funding your child's education.

    achieve financial goals

  • 51

    All are the difference types of emegerncy except one

    Financial stability

  • 52

    Understanding the importance of investing in the finance pyramid. It is a critical risk management strategy that can protect you investment and enhanced long-term returns

    Diversification

  • 53

    The purpose of it is to give you a peace of mind and financial security times of uncertainty

    Emergency Fund

  • 54

    It's can impact the overall returns of your investments.

    tax consideration

  • 55

    Determine the right investment approach and time horizon. It also helps you stay focused and motivated during market fluctuations.

    Set Clear Goals

  • 56

    By investing consistently and strategically, you can accumulate the necessary funds to achieve your what ? and fulfill your dreams without relying solely on loans or credit.

    Achieve Financial Goals

  • 57

    It's regulated by the securities and exchange commission

    mutual funds

  • 58

    Its can help you cover thede unforceen costs and rebuild your life after such disasters

    natural disaster

  • 59

    Understanding the importance of investing in the finance pyramid. This can provide you financial security, flexibility and opportunities for financial growth

    Building Wealth

  • 60

    It is gradual increase in the general level of prices for goods and services over time, which erodes the purchasing power of your money.

    Beat Inflatation

  • 61

    Understanding the importance of investing in the finance pyramid. It is the concept of earning interest not only your initial investment but also on the accumulated interest overtime

    Compound interest

  • 62

    refers to the erosion of purchasing power over time due to rising prices.

    inflation risk

  • 63

    Suddend death in the family member that requires you to travel at short time of notice

    Family Emergency

  • 64

    investments involve buying properties such as land, houses, or condominium units with the expectation of earning rental income or capital appreciation.

    Real Estate

  • 65

    It is crucial to understand the costs associated with your investments and minimize them where possible.

    Control Cost

  • 66

    Understanding the importance of investing in the finance pyramid. With the increasing life expectancy and rising health care costs , it is crucial to start investing early and consistently to ensure a financially secure retirement

    Retirement Planning

  • 67

    are risks in investing, particularly in less regulated investment markets. It is important to thoroughly research and vet any investment opportunities or financial advisors before committing your funds.

    fraud and scam

  • 68

    It's involves allocating resources with the goal of generating income or increasing the value of money over time

    Investment

  • 69

    It's an emergency that arises which cover your essential expenses such as mortgage payment and utilities because you do not have a steady stream of income coming in

    Job loss

  • 70

    Who issues the government bonds ?

    government

  • 71

    refers to having a significant portion of your investments in a single asset or a few investments.

    concentration risk

  • 72

    It is a framework that helps individual prioritize their financial goals and build a solid foundation for their financial being

    Financial Pyramid

  • 73

    Kinds of strategies for building emergency fund that determining how much you need to save to cover three to six months of living expenses

    set a saving goals

  • 74

    Kinds of strategies for building emergency fund that if you cant afford to save 3 to 6 months of living expenses right away start with it

    start small

  • 75

    refers to the potential impact of changes in interest rates on the value of fixed-income investments.

    inflation rate risk

  • 76

    Kinds of strategies for building emergency fun that making it as an priority

    Prioritize savings