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22問 • 1年前
  • ユーザ名非公開
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    問題一覧

  • 1

    What's the best definition of real property?

    Real estate, plus all of the interests, benefits, and rights included in ownership

  • 2

    Millie is a buyer who has given her agent an earnest money check for $10,000 with an offer to purchase. When will the check be deposited?

    After the seller accepts the purchase offer

  • 3

    Phyllis bought a beach townhouse for $475,000 and put down $50,000 in earnest money. At closing, she paid $150,000, the balance of her intended down payment. The mortgage tax in the area is $.35 per $100 (or portion thereof). Calculate what Phyllis will pay for the mortgage tax.

    $962.50

  • 4

    Seller Adelaide and buyer Colin close on a transaction for two rental condos on March 15. They live in a state where the seller is considered the owner of the property on the day of closing. The combined rental income per month is $4,000. How much rental income can Colin expect to earn in March?

    $2,064.48

  • 5

    Shalonda is looking to purchase a home for $325,000 using a conventional loan. She has $49,000 to place as a down payment on the house. Which of the following statements is true?

    The loan-to-value ratio exceeds 80%.

  • 6

    Jorge accepted a seller's offer of insurable title. The transaction hasn't reached closing, and a previously unknown title defect has been revealed. What happens now?

    The seller may not be required to attempt to clear the defect before closing.

  • 7

    John's property is shaped like a triangle. The street side is 185 feet, and from the street to the longest point of the triangle is 225 feet. How do you calculate the square footage of John's property?

    Multiply 185 by .5; multiply your answer by 225.

  • 8

    Elvin owns 150 acres of prime hunting land. Every year, he gets requests from private groups that would like to use his land for a day or two during hunting season. He sometimes grants these requests, but this year, he’s decided to only use it himself with his friends. Which right in the bundle of rights says that he can say no to these requests?

    Exclusion

  • 9

    Which one of the following is a characteristic of an abstract of title?

    It provides an attorney’s opinion of the title.

  • 10

    Gunther’s gross monthly income is $3,800, and he has no monthly debt payments. The lender’s qualifying ratios are 28% for the housing ratio and 36% for the total DTI ratio. What’s the maximum housing payment Gunther can afford?

    $1,064

  • 11

    What is the term for sites identified by the EPA under the Comprehensive Environmental Response, Compensation, and Liability Act?

    Superfund site

  • 12

    Saul was unhappy after he and Janelle liquidated their business. Janelle sold some items for less than he’d initially agreed to, and he wanted the full price to be included in the profit split. He wanted to sue, but he was required to pursue other options. What contract clause kept Saul from being able to sue?

    Arbitration

  • 13

    Derrick just bought his first condo, and he’s ready to crack the champagne. Which of the following will Derrick be able to deduct from his income for tax purposes?

    Discount points

  • 14

    Which of the following is an example of an agent exercising the duties owed to customers and other parties?

    Francine disclosed information about the flooding basement to the buyer and buyer's agent.

  • 15

    An antitrust complaint has been received by the U.S. Department of Justice. After review, it's decided that a formal investigation will be conducted. When must the complainant be notified of the investigation?

    Never

  • 16

    A licensee is developing an ad for three properties he has listed in an upscale community. He wants to keep it short and simple. Which of these would NOT trigger full disclosure under TILA?

    Get a low 4.925% APR

  • 17

    If a buyer makes an offer that the seller finds lacking, which of the following actions is the seller most likely to take?

    Respond with a written counter-offer.

  • 18

    Sondra thinks the new business contract she signed with her business partner is valid. Both parties are legally competent, the contract has a legal purpose, an offer was made and accepted, and a fee has been negotiated and documented. Which essential element of a valid contract has Sondra not yet considered?

    Whether consent was voluntary

  • 19

    Which of these situations addresses the fiduciary duty of confidentiality?

    Regina tells her seller client that he's required to disclose the roof damage.

  • 20

    Seller Gina feels awful that Martha, who was going to buy her property, lost her job. Gina decides to ______ Martha from the purchase contract.

    Release

  • 21

    After getting into a fender bender, Parker had to buy a new car. To make the down payment on the car, he had to skip a couple of his mortgage payments. He received a notice from his lender indicating the remaining amount of his loan is due immediately and in full. What clause in his mortgage stipulates this?

    Acceleration

  • 22

    Moira has delivered a counter-offer to some potential buyers for her property. Which of these best states the time frame for the buyers' acceptance?

    The buyers must respond by the time and date specified in the counter-offer.

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    問題一覧

  • 1

    What's the best definition of real property?

    Real estate, plus all of the interests, benefits, and rights included in ownership

  • 2

    Millie is a buyer who has given her agent an earnest money check for $10,000 with an offer to purchase. When will the check be deposited?

    After the seller accepts the purchase offer

  • 3

    Phyllis bought a beach townhouse for $475,000 and put down $50,000 in earnest money. At closing, she paid $150,000, the balance of her intended down payment. The mortgage tax in the area is $.35 per $100 (or portion thereof). Calculate what Phyllis will pay for the mortgage tax.

    $962.50

  • 4

    Seller Adelaide and buyer Colin close on a transaction for two rental condos on March 15. They live in a state where the seller is considered the owner of the property on the day of closing. The combined rental income per month is $4,000. How much rental income can Colin expect to earn in March?

    $2,064.48

  • 5

    Shalonda is looking to purchase a home for $325,000 using a conventional loan. She has $49,000 to place as a down payment on the house. Which of the following statements is true?

    The loan-to-value ratio exceeds 80%.

  • 6

    Jorge accepted a seller's offer of insurable title. The transaction hasn't reached closing, and a previously unknown title defect has been revealed. What happens now?

    The seller may not be required to attempt to clear the defect before closing.

  • 7

    John's property is shaped like a triangle. The street side is 185 feet, and from the street to the longest point of the triangle is 225 feet. How do you calculate the square footage of John's property?

    Multiply 185 by .5; multiply your answer by 225.

  • 8

    Elvin owns 150 acres of prime hunting land. Every year, he gets requests from private groups that would like to use his land for a day or two during hunting season. He sometimes grants these requests, but this year, he’s decided to only use it himself with his friends. Which right in the bundle of rights says that he can say no to these requests?

    Exclusion

  • 9

    Which one of the following is a characteristic of an abstract of title?

    It provides an attorney’s opinion of the title.

  • 10

    Gunther’s gross monthly income is $3,800, and he has no monthly debt payments. The lender’s qualifying ratios are 28% for the housing ratio and 36% for the total DTI ratio. What’s the maximum housing payment Gunther can afford?

    $1,064

  • 11

    What is the term for sites identified by the EPA under the Comprehensive Environmental Response, Compensation, and Liability Act?

    Superfund site

  • 12

    Saul was unhappy after he and Janelle liquidated their business. Janelle sold some items for less than he’d initially agreed to, and he wanted the full price to be included in the profit split. He wanted to sue, but he was required to pursue other options. What contract clause kept Saul from being able to sue?

    Arbitration

  • 13

    Derrick just bought his first condo, and he’s ready to crack the champagne. Which of the following will Derrick be able to deduct from his income for tax purposes?

    Discount points

  • 14

    Which of the following is an example of an agent exercising the duties owed to customers and other parties?

    Francine disclosed information about the flooding basement to the buyer and buyer's agent.

  • 15

    An antitrust complaint has been received by the U.S. Department of Justice. After review, it's decided that a formal investigation will be conducted. When must the complainant be notified of the investigation?

    Never

  • 16

    A licensee is developing an ad for three properties he has listed in an upscale community. He wants to keep it short and simple. Which of these would NOT trigger full disclosure under TILA?

    Get a low 4.925% APR

  • 17

    If a buyer makes an offer that the seller finds lacking, which of the following actions is the seller most likely to take?

    Respond with a written counter-offer.

  • 18

    Sondra thinks the new business contract she signed with her business partner is valid. Both parties are legally competent, the contract has a legal purpose, an offer was made and accepted, and a fee has been negotiated and documented. Which essential element of a valid contract has Sondra not yet considered?

    Whether consent was voluntary

  • 19

    Which of these situations addresses the fiduciary duty of confidentiality?

    Regina tells her seller client that he's required to disclose the roof damage.

  • 20

    Seller Gina feels awful that Martha, who was going to buy her property, lost her job. Gina decides to ______ Martha from the purchase contract.

    Release

  • 21

    After getting into a fender bender, Parker had to buy a new car. To make the down payment on the car, he had to skip a couple of his mortgage payments. He received a notice from his lender indicating the remaining amount of his loan is due immediately and in full. What clause in his mortgage stipulates this?

    Acceleration

  • 22

    Moira has delivered a counter-offer to some potential buyers for her property. Which of these best states the time frame for the buyers' acceptance?

    The buyers must respond by the time and date specified in the counter-offer.