問題一覧
1
fixed, variable, deferred and immediate
2
specifically designed to provide an immediate guaranteed lifetime payout.
3
type of tax-deferred annuity contract that allows you to invest your money into sub-accounts, similar to those in a 401(k).
4
an optional add-on to a life insurance policy that increases your coverage amount over time to keep pace with increases in cost of living.
5
Also known as a guaranteed purchase option, this rider allows you to increase or renew your coverage at a later date without a medical exam
6
Allows the policyholder to use their death benefits if they are diagnosed with a terminal illness
7
ordinary life insurance policy with premiums adjusted so that, during the first 3 to 5 years, the premiums are lower than a standard policy, and, in subsequent years, the premiums are higher than a standard policy
8
It must exist at the time of death
9
charge an extra premium
10
A life insurance policy is issued
11
the insured
12
premium mode
13
Offering an inducement of something of value not specified in the policy
14
Premium cost above $50,000 is taxable as income to the employee
15
The policy's cash value minus unpaid loans and accrued interest
16
Variable whole life
17
Joint and Survivor
18
Children's term rider
19
It guarantees benefit payments for life of the annuitant and for a specified period for the beneficiary
20
A Double Indemnity Rider
21
Only accepting a small percentage of applicants
22
Substandard
23
Requiring an organ transplant for the insured to survive
24
1 month
25
A general account
26
NAIC
27
Standard
28
Free of federal income taxation
29
Family Term
30
The owner of a shop
31
Proof of insurability must be provided at each renewal
32
5 days
33
An automobile accident
34
The policyowner at any time during the life of the insured
35
Not tax deductible
36
The age of 65
37
It provides income an insured cannot outlive
38
Following the grace period
39
The person may be denied coverage based solely on the presence of HIV
40
Qualified
41
Owned by its stockholders
42
Charging the insured higher premiums based on their race
43
Paid-up additions
44
Misrepresentation
45
Policy dividends issued by mutual companies are guaranteed and not taxable
46
Unequal exchange of values
47
Annual
48
Mutual insurer
49
False financial statement
50
The beneficiary
問題一覧
1
fixed, variable, deferred and immediate
2
specifically designed to provide an immediate guaranteed lifetime payout.
3
type of tax-deferred annuity contract that allows you to invest your money into sub-accounts, similar to those in a 401(k).
4
an optional add-on to a life insurance policy that increases your coverage amount over time to keep pace with increases in cost of living.
5
Also known as a guaranteed purchase option, this rider allows you to increase or renew your coverage at a later date without a medical exam
6
Allows the policyholder to use their death benefits if they are diagnosed with a terminal illness
7
ordinary life insurance policy with premiums adjusted so that, during the first 3 to 5 years, the premiums are lower than a standard policy, and, in subsequent years, the premiums are higher than a standard policy
8
It must exist at the time of death
9
charge an extra premium
10
A life insurance policy is issued
11
the insured
12
premium mode
13
Offering an inducement of something of value not specified in the policy
14
Premium cost above $50,000 is taxable as income to the employee
15
The policy's cash value minus unpaid loans and accrued interest
16
Variable whole life
17
Joint and Survivor
18
Children's term rider
19
It guarantees benefit payments for life of the annuitant and for a specified period for the beneficiary
20
A Double Indemnity Rider
21
Only accepting a small percentage of applicants
22
Substandard
23
Requiring an organ transplant for the insured to survive
24
1 month
25
A general account
26
NAIC
27
Standard
28
Free of federal income taxation
29
Family Term
30
The owner of a shop
31
Proof of insurability must be provided at each renewal
32
5 days
33
An automobile accident
34
The policyowner at any time during the life of the insured
35
Not tax deductible
36
The age of 65
37
It provides income an insured cannot outlive
38
Following the grace period
39
The person may be denied coverage based solely on the presence of HIV
40
Qualified
41
Owned by its stockholders
42
Charging the insured higher premiums based on their race
43
Paid-up additions
44
Misrepresentation
45
Policy dividends issued by mutual companies are guaranteed and not taxable
46
Unequal exchange of values
47
Annual
48
Mutual insurer
49
False financial statement
50
The beneficiary