present consumption for a future use.

commitment of funds commitment of money

profit or loss generated by an investment over a specified period of time.

Uncertainty

subject for market fluctuation

not guaranteed depends on the profitability

 The rate of return should be higher than the rate of inflation;

represent legal claims to some future benefit like corporate stocks and bonds, pension funds, trust funds, savings account, money market funds, commodity futures and treasury bills and notes.

are tangible assets whose values depend on particular property.

is a characteristic of an asset to be bought and sold in small portions or fractions.

is the characteristic of an asset to be sold and bought quickly and easily.

pertains to the duration of ownership of an asset. Real asset investments require commitment for relatively long period.

Information about financial assets is readily available and more abundant than real assets.

The most important thought when making investment of any kind is the question as to whether the principal of the investment will be safe

is to invest in different types of shares or savings so as to spread the risk of loss. (Collin, P.H.1999).

are those that have extra funds.

those that need funds.

are private or government organizations that act as middlemen between suppliers and demanders of funds. (Ronquillo, Z. 199)

is a market in which people trade financial securities and derivatives at low transaction costs

sometimes suppliers of funds. I

assumes rigorous analysis

 investors rate their assets on the basis of their market value,

is a performance measure used to evaluate the efficiency or profitability of an investment or compare the efficiency of a number of different investments.

ability to accept all types of risks

unable and unwilling to take the risk

ability to accept all types of risks

unable and unwilling to take the risk,

measures the volatility of investment returns.

measurement will include a specific tracking risk.

refers to the provision of capital to early-stage, high-potential

Where security is traded (primary or secondary trading)