the action or process of investing money for profit or material result.

the purchase of goods that are not consumed today bit are used in the future to create wealth.

a monetary asset purchased with the idea that the asset will provide income in the future or will later be sold at a higher price for a profit.

the potential for higher income is always accompanied by higher probabilities of loss.

a collection of various securities that exhibit similar traits as well as comparable responses to the market fluctuation.

Different types of Classes

Philippine Dealing and Exchange (PDex)

Philippine Stock Exchange

is an instrument tjat allows governments, companies, and otjer types of issuers to borrow money from investors.

is basically a debt or loan.

entity who is offering bonds for sale to investors (e.g. government entities and corporations); responsible for committed payments of the investment contract.

the date of time which the debt instrument is outstanding.

the date on which a debt becomes due for payment

amount to be repaid to the investors at maturity.

periodic interest payment mafe to the bondholder during the life of the bond.

percentage of the face amount paid at regular intervals.

When interest rates fall, bond prices rise.

When interest rates rise, bond prices fall

Does not pay periodic coupon interest payments. Instead, bondholders merely receive the face value of the bond when it reaches maturity.

On issue date, bondholders purchase the bond typically at deep discounts to the bond face value.

Pays coupon interest to bondholders until maturity.

On issue date, bondholders purchases the bond at face value.

when a bond is first issued, bondholder pays at cost.

a bond that is currently trading for less that its par value in the secondary market.

a bond that is trading above its par value in the secondary market.

is a type of security that signifies ownership in a corporation and represents a claim on part of the corporation's assets and earnings.

what does it imply when you own a stock

is the most common bemchmark used for investment in stocks listed in the Philippine Stock Echange.

securities that derive/base their value on the value of another security.

gives holder the right but obligation to buy or sell a security at specified price in the future.

fixes/guarantees the price of a security for future transaction.

option of the invester to sell to issuer at specified price and date or period in the future.

lower limit to download adjustments in coupon rates for floating rate bonds/notes.

automatic adjustment of coupin rates if bond is not redeemed on a certain date.

the issuer will delay or not pay the interest and or principal. - type of risk

the broker/dealer will commit error,fraud, or financial failure- type of risk

the investor will not be able to liquidate or convert or sell his asset for cash- type of risk.

the value of securities will fall due to changes in interest rates.

risk that comes from changes in the prices of assets due to events that affect the overall market.

risk that the actions of sovereign government or independent events (war,riots,etc.) may affect the ability of issuers in that country to pay off their debts.

risk associated with losses afising from exposure to foreign currency denominated assets.

risk associated with the possibility of having lower returns on earnings when maturing placements or the interest earnings are reinvested

is the process of allocating investments in a way that reduces the exposure to any one particular asset or risk

when you need the cash

are coupons dividends/maturities enough to meet cash liabilities

what is the intentions? income supplement, education of children, family home, retirement.