Lesson 2
問題一覧
1
a written evidence of the existence of credit contract entered into between the
aeditor and debtor. It is a written agreement evidencing the existence of debt that gives a legal claim to
the creditor against the debtor.
credit instrument
2
those pass from one hand to another hand without question as to their
source and possess the characteristics of money.
unlimited acceptability
3
those whose acceptance depend on the credit standing of the issuer or
maker.
limited acceptability
4
refers to the order of a person to second person to pay a third person a certain
sum of money on demand or at a determinable future time.
order to pay
5
contain the promise of one person to pay another a certain sum of money on
demand or at a determinable future time.
promises to pay
6
an order of a depositor to his bank to pay a certain sum of money to a third party or
himself on demand. This Is subject for payment.
check
7
a cheek payable to the order of specified individual or company or
to the bearer of the instruments.
order or bearer check
8
a type of cheque that is payable to the person who possesses it, without
any restrictions or conditions.
bearer cheque
9
a type of cheque that is payable only to the person or organization
indicated on the cheque. The payee must endorse the cheque by signing it on the back
before it can be cashed or deposited.
order cheque
10
a check that cannot be presented to the bank for cash payment but to be
deposited in the account of the payee in his bank. It is easily recognized by the presence of
two (2) parallel lines on the top left-hand
corner of the check.
crossed check
11
a check which has been certified by the bank official as to the sufficiency of
funds covering the amount on the face of the check. The word certified is stamped on the
face of the check within the signature of the certifier.
certified check
12
the bank's order to pay drawn upon ltsetf & signed by the
cashier/ manager payable to the person or firm designated by the depositor.
cashier's/manager's check
13
a check which is issued by the drawer showing a future date, hence
it should not be presented for payment before the date it bears , nor will it be acceptable for
deposit.
post-dated check
14
a check which is not presented to the bank for cash payments nor
deposited to the payee's account after six (6) months from the date it bears. It is a six-month
old check.
stale check
15
a form of check that is not drawn on any particular bank it is payable
anywhere throughout the world.
traveler's check
16
used by a depositor who wishes to withdraw all his money from his
account but whose check booklet has been exhaust
counter check
17
a check which has no sufficient funds.
bouncing check
18
checks that are drawn on a particular bank branch only.
bank "on-us" checks
19
these are drawn against other banks within the locality.
local clearing checks
20
these are checks drawn aginst banks in provinces with BSP regional
clearing.
regional clearing checks
21
these are checks drawn against banks branches in Manila with BSP with
BSP clearing.
manila clearing checks
22
are orders to pay and are drawn by a drawer against a drawee to pay a third party, a certain
sum of money on demand or at a future determinable time. These are orders to pay that are subject
for acceptance.
draft
23
may either be a bank order or postal money order
money order
24
when the order is drawn by a bank to another bank to pay a
specified payee.
bank money order
25
when the order is from one post office to another post office to
pay a specified payee.
postal money order
26
an order of a bank to another bank or the depositor to his bank to pay a
third person a definite sum of money.
bank draft
27
an order drawn by a seller on the buyer or another business
firm to pay a certain sum of money to bearer or o a third party on demand or at a fixed
future time.
commercial draft
28
a draft which is payable at sight or upon presentation of the draft
by the holder.
sight/demand draft
29
a draft wherein the order to pay sets a definite determinable future time
for payment.
time draft
30
originally a draft presented for acceptance to the drawee and when the
drawee accepts the it becomes now an acceptance, hence, the drawee is now liable for
the payment of the draft at maturity.
acceptance
31
an order of the seller on the buyer to pay a certain sum of
money at a stipulated future time. If the buyer accepts the terms, he annotates the
draft with the word accepted across its face together with his signature & the date of
acceptance.
trade acceptance
32
when an order to pay is presented to a bank for its
acceptance. If the bank accepts the terms, the word accepted is stamped on the face
of the instrument & it will be signed and stamped with the date of acceptance.
bankers' acceptance
33
contain the promise of one person to pay another a certain sum of money on
demand or at a determinable future time.
promises to pay
Lesson 2
Lesson 2
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Special topics L 3&4
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Group 5
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Group 5
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Group 6
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Group 6
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finalee
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finalee
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finaleeee
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finaleeee
14問 • 10ヶ月前finaleeeeeeeeee
finaleeeeeeeeee
mjay rabena · 5問 · 10ヶ月前finaleeeeeeeeee
finaleeeeeeeeee
5問 • 10ヶ月前問題一覧
1
a written evidence of the existence of credit contract entered into between the
aeditor and debtor. It is a written agreement evidencing the existence of debt that gives a legal claim to
the creditor against the debtor.
credit instrument
2
those pass from one hand to another hand without question as to their
source and possess the characteristics of money.
unlimited acceptability
3
those whose acceptance depend on the credit standing of the issuer or
maker.
limited acceptability
4
refers to the order of a person to second person to pay a third person a certain
sum of money on demand or at a determinable future time.
order to pay
5
contain the promise of one person to pay another a certain sum of money on
demand or at a determinable future time.
promises to pay
6
an order of a depositor to his bank to pay a certain sum of money to a third party or
himself on demand. This Is subject for payment.
check
7
a cheek payable to the order of specified individual or company or
to the bearer of the instruments.
order or bearer check
8
a type of cheque that is payable to the person who possesses it, without
any restrictions or conditions.
bearer cheque
9
a type of cheque that is payable only to the person or organization
indicated on the cheque. The payee must endorse the cheque by signing it on the back
before it can be cashed or deposited.
order cheque
10
a check that cannot be presented to the bank for cash payment but to be
deposited in the account of the payee in his bank. It is easily recognized by the presence of
two (2) parallel lines on the top left-hand
corner of the check.
crossed check
11
a check which has been certified by the bank official as to the sufficiency of
funds covering the amount on the face of the check. The word certified is stamped on the
face of the check within the signature of the certifier.
certified check
12
the bank's order to pay drawn upon ltsetf & signed by the
cashier/ manager payable to the person or firm designated by the depositor.
cashier's/manager's check
13
a check which is issued by the drawer showing a future date, hence
it should not be presented for payment before the date it bears , nor will it be acceptable for
deposit.
post-dated check
14
a check which is not presented to the bank for cash payments nor
deposited to the payee's account after six (6) months from the date it bears. It is a six-month
old check.
stale check
15
a form of check that is not drawn on any particular bank it is payable
anywhere throughout the world.
traveler's check
16
used by a depositor who wishes to withdraw all his money from his
account but whose check booklet has been exhaust
counter check
17
a check which has no sufficient funds.
bouncing check
18
checks that are drawn on a particular bank branch only.
bank "on-us" checks
19
these are drawn against other banks within the locality.
local clearing checks
20
these are checks drawn aginst banks in provinces with BSP regional
clearing.
regional clearing checks
21
these are checks drawn against banks branches in Manila with BSP with
BSP clearing.
manila clearing checks
22
are orders to pay and are drawn by a drawer against a drawee to pay a third party, a certain
sum of money on demand or at a future determinable time. These are orders to pay that are subject
for acceptance.
draft
23
may either be a bank order or postal money order
money order
24
when the order is drawn by a bank to another bank to pay a
specified payee.
bank money order
25
when the order is from one post office to another post office to
pay a specified payee.
postal money order
26
an order of a bank to another bank or the depositor to his bank to pay a
third person a definite sum of money.
bank draft
27
an order drawn by a seller on the buyer or another business
firm to pay a certain sum of money to bearer or o a third party on demand or at a fixed
future time.
commercial draft
28
a draft which is payable at sight or upon presentation of the draft
by the holder.
sight/demand draft
29
a draft wherein the order to pay sets a definite determinable future time
for payment.
time draft
30
originally a draft presented for acceptance to the drawee and when the
drawee accepts the it becomes now an acceptance, hence, the drawee is now liable for
the payment of the draft at maturity.
acceptance
31
an order of the seller on the buyer to pay a certain sum of
money at a stipulated future time. If the buyer accepts the terms, he annotates the
draft with the word accepted across its face together with his signature & the date of
acceptance.
trade acceptance
32
when an order to pay is presented to a bank for its
acceptance. If the bank accepts the terms, the word accepted is stamped on the face
of the instrument & it will be signed and stamped with the date of acceptance.
bankers' acceptance
33
contain the promise of one person to pay another a certain sum of money on
demand or at a determinable future time.
promises to pay