問題一覧
1
covers damage to your car caused by something other than a collision.
Comprehensive Coverage
2
something that a person or company owes, usually a sum of money.
Liability
3
for accidents when the other driver is at fault and does not have insurance or does not have enough insurance.
Uninsured/ Underinsured Coverage
4
a group of individuals whose medical costs are combined to calculate premiums.
Risk Pooling
5
provides protection against claims resulting from injuries and damage to people and/or property.
Liability Coverage
6
the last price at which an asset traded
Quote
7
a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
Insurance Policy
8
individuals or businesses that act as intermediaries between insurance companies and consumers.
Insurance Agent
9
an institutional financial organization that assesses and assumes another party's risk for a fee.
Underwriter
10
the possibility of something negative happening, or the probability of harm or adverse effects.
Risk
11
reimburses you for the costs of repairing your car, minus the deductible.
Collision Coverage
12
summarizes your business insurance policy, including its protections, coverage limits, and the endorsements (if any) you purchased to add on extra coverage.
Declaration Page
13
individuals and populations without access to common financial services.
Exclusions
14
a person who compiles and analyzes statistics and uses them to calculate insurance risks and premiums.
Actuary
15
the maximum amounts the insurance company will pay for claims.
Coverage Limit
16
an economic theory that suggests mergers and acquisitions (M&A) decrease the risk of holding debt in any of the combined entities.
Co-insurance
17
inspect property damage to determine how much the company should pay for the loss.
Claims Adjuster
18
a price paid for above and beyond some basic or intrinsic value.
Premium
19
when an insurance company, agent, adjuster or consumer commits a deliberate deception in order to obtain an illegitimate gain.
Insurance Fraud
20
covers medical expenses and lost wages for you and your passengers if you're injured in an accident.
Personal Injury Protection (PIP)
21
an expense that a taxpayer or business can subtract from adjusted gross income, thus reducing the amount of taxes they owe.
Deductible
22
a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.
Insurance
23
a sum of money that one party or entity owes to another
Minimum Liability Limit
24
Total economic impact that consists of direct economic loss and indirect economic loss.
Loss
25
what a customer owes your company for a product or service they have purchased.
Claim