問題一覧
1
a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.
Insurance
2
a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
Insurance Policy
3
a price paid for above and beyond some basic or intrinsic value.
Premium
4
an expense that a taxpayer or business can subtract from adjusted gross income, thus reducing the amount of taxes they owe.
Deductible
5
inspect property damage to determine how much the company should pay for the loss.
Claims Adjuster
6
what a customer owes your company for a product or service they have purchased.
Claim
7
the maximum amounts the insurance company will pay for claims.
Coverage Limit
8
an institutional financial organization that assesses and assumes another party's risk for a fee.
Underwriter
9
a person who compiles and analyzes statistics and uses them to calculate insurance risks and premiums.
Actuary
10
individuals or businesses that act as intermediaries between insurance companies and consumers.
Insurance Agent
11
the possibility of something negative happening, or the probability of harm or adverse effects.
Risk
12
a group of individuals whose medical costs are combined to calculate premiums.
Risk Pooling
13
Total economic impact that consists of direct economic loss and indirect economic loss.
Loss
14
when an insurance company, agent, adjuster or consumer commits a deliberate deception in order to obtain an illegitimate gain.
Insurance Fraud
15
individuals and populations without access to common financial services.
Exclusions
16
something that a person or company owes, usually a sum of money.
Liability
17
an economic theory that suggests mergers and acquisitions (M&A) decrease the risk of holding debt in any of the combined entities.
Co-insurance
18
provides protection against claims resulting from injuries and damage to people and/or property.
Liability Coverage
19
reimburses you for the costs of repairing your car, minus the deductible.
Collision Coverage
20
covers damage to your car caused by something other than a collision.
Comprehensive Coverage
21
covers medical expenses and lost wages for you and your passengers if you're injured in an accident.
Personal Injury Protection (PIP)
22
for accidents when the other driver is at fault and does not have insurance or does not have enough insurance.
Uninsured/ Underinsured Coverage
23
a sum of money that one party or entity owes to another
Minimum Liability Limit
24
summarizes your business insurance policy, including its protections, coverage limits, and the endorsements (if any) you purchased to add on extra coverage.
Declaration Page
25
the last price at which an asset traded
Quote